LB Health Insurance Solutions

The 30th Annual Dallas Mayor's Back to School Fair!

Here helping out United Healthcare to provide information about their ACA plans. Come see us! Here until 2:00pm.

I love summer desserts! This is an easy one, no oven required.

🍓 No-Bake Berry Cheesecake Cups

These No-Bake Berry Cheesecake Cups are your cool, creamy answer to hot summer days. They’re fast, festive, and oh-so-satisfying.

Recipe:
👉 Ingredients
1 cup crushed graham crackers
3 tbsp melted butter
1 cup cream cheese (room temp)
½ cup Greek yogurt
¼ cup honey or maple syrup
1 tsp vanilla
Fresh strawberries, blueberries & raspberries

👉 Instructions
Mix graham crumbs & butter, press into small cups.

Whip cream cheese, yogurt, sweetener & vanilla. Spoon over crust.

Top with berries. Chill 1 hr before serving.

If you have a favorite summer dessert, we would love to know what it is!

We were on vacation last week in New Mexico. One of our favorite stops on the drive home is The Gladstone Mercantile in Springer, TX - population of 5.

We always order their homemade breakfast sandwiches (they're so good!) and a fried pies for the road. I call in advance to ask them to set aside some fried pies for us.

It's a reminder that some of the best places aren't the biggest or busiest—they're the small businesses that work hard every day to serve their communities. Let's support them! Support local businesses and help keep our communities thriving.

And, on your next drive to New Mexico, go through Springer and stop at The Gladstone Mercantile. You won't be disappointed!

After a great week away with family, I'm back in the office feeling refreshed and grateful.

Sometimes the best thing we can do is step away from the schedules, emails, and to-do lists for a little while. Time spent with the those we love and surrounded by God's beautiful creation has a way of putting everything back into perspective.

Now it's time to get back to helping clients navigate Medicare, health insurance, and life insurance decisions. If you've been meaning to review your coverage or have questions, I'd love to help.

I hope you had a great week as well! Here's the beautiful mountain view enjoyed from our cabin porch.

Medicare Monday!

Today's topic: What is Medicare?

If you've ever felt confused by Medicare, you're not alone.

Simply put, Medicare is the federal health insurance program primarily for people age 65 and older. Some individuals under 65 may also qualify because of certain disabilities or medical conditions.

Medicare is made up of different parts:
✔️ Part A – Hospital coverage
✔️ Part B – Medical coverage, such as doctor visits and outpatient care
✔️ Part C – Medicare Advantage plans offered by private insurance companies
✔️ Part D – Prescription drug coverage

One of the biggest misconceptions is that Medicare covers everything. While it provides excellent coverage, there are still deductibles, copays, and services it doesn't pay for.

The good news is that you have options to help fill those gaps and choose coverage that fits your needs.

Have questions about Medicare? Feel free to reach out.

🏡 Moving? What happens to my Medicare coverage?

Great Question! If you're planning a move, whether it's across town or to another state, there are some important actions to take regarding your Medicare.

Here's why:
• If you have a Medicare Advantage plan, your plan's service area may change, and you may need to choose a new plan.
• If you have a Medicare Supplement (Medigap) plan with Original Medicare, you typically do not need to do anything except update your address with your Medicare Supplement carrier.
• If you have a Part D prescription drug plan you may need to update your plan depending upon where you move.

Moving can qualify you for a Special Enrollment Period, giving you the opportunity to make changes to your coverage without waiting until Annual Enrollment.

A quick review before your move can help prevent surprises after you arrive.

Have questions about Medicare? Reach out for an answer!

Grilled Peach & Burrata Salad

🥗 This Grilled Peach & Burrata Salad is everything July tastes like: juicy, creamy, fresh, and light. Serve it as a show-stopping side or a light meal on the patio.

Recipe:

⭐ Ingredients ⭐
2 ripe peaches, halved and pitted
1 ball burrata cheese
2 cups arugula
Handful fresh basil leaves
Olive oil & balsamic glaze
Optional: thin slices of prosciutto

⭐Instructions ⭐
Grill peaches for ~2 min per side until lightly charred.

Arrange arugula on a platter, top with peaches, torn burrata, and basil.

Drizzle with olive oil & balsamic glaze. Add prosciutto if using.

💬 What is your favorite summer salad? We would love to know!

Did you know Medicare covers skin cancer a little differently than other preventive screenings?

Skin cancer is the most common cancer in the United States, and our risk increases as we get older. However, unlike screenings such as mammograms or colonoscopies, Medicare generally does not cover routine skin cancer screenings if you don't have any symptoms.

The good news is that if you notice something concerning—a new spot, a mole that's changing, or a sore that won't heal—Medicare will typically cover the visit to have it evaluated. If a biopsy or treatment is needed, those services are generally covered as well.

The best thing you can do is keep an eye on your skin. Check it regularly, know the ABCDE warning signs (Asymmetry, Border, Color, Diameter, and Evolving), and don't forget the sunscreen when you're outside this summer. ☀️

A few minutes of prevention today could make a big difference tomorrow.

Have questions about Medicare? Reach out to us for answers!

Warm, golden, and full of possibility. Have a great weekend!☀️