Coe Real Estate Group

In LA, a lot of our pricing is very high, so monthly payments are generally higher too. We want to make sure the ratios work. 📈

In this episode, Danny Waddell explains what it takes to invest in LA real estate. DSCR loans usually require around 25% minimum down, but in LA County, we're often seeing 30-35% to make the numbers work.

What's driving this? Diversification. A lot of people are highly invested in one stock option—like Google or SpaceX. With SpaceX going public and IPOing, we're seeing many employees wanting to diversify their wealth into real estate. Liquidity events are helping people sustain themselves for longer periods.

🎥 Watch the full episode for the complete interview with Danny Waddell ➡ https://youtu.be/hajjZfJcxYE

For bank statement loan programs, we don't even ask for tax returns. I don't want to look at them. I don't want to see them. I don't want to know about them. 📊

In this episode, Danny Waddell breaks down why bank statement loans are a game-changer for self-employed borrowers. Your write-offs, your W-2s, your K-1s—none of that matters. All he looks at is 12 months of bank statements. Average the deposits. That's your qualifying income.

Your CPA did their job minimizing your taxes. Now Danny does his job getting you into a home. The two don't have to work against each other.

🎥 Watch the full episode for the complete interview with Danny Waddell ➡ https://youtu.be/hajjZfJcxYE

As long as the rents coming in from the property are enough to float the loan payment, property taxes, and insurance—it qualifies. 🏘️

In this episode, Danny Waddell introduces the DSCR (Debt Service Coverage Ratio) loan program. It's one of the easiest ways for investors to buy an investment property. No tax returns required. No borrower docs needed.

All you need is an appraisal. As long as the property floats itself, it qualifies. They'll want to see some asset statements for reserves—but that's it. It's fast, it's easy, and it's a powerful tool for investors.

🎥 Watch the full episode for the complete interview with Danny Waddell ➡ https://youtu.be/hajjZfJcxYE

📊 The best real estate advice starts with data, not assumptions.

Anyone can say the market is "hot" or "cold," but that doesn't help you make the right decision. What matters is understanding how many homes are going into escrow, how many have closed recently, and how much new inventory is hitting the market. Those numbers reveal where the market is headed and help determine the right pricing strategy. 📈

With interest rates, inflation, and local market conditions constantly changing, every area moves differently. 🏡 The South Bay has always followed its own pace, which is why local market knowledge makes all the difference.

Thinking about buying or selling? Let's look at what the market is doing today so you can make your next move with confidence. 🤝

One of the most important things for a home inspector is to talk about things in context. A homebuyer does this once every 15 years. A home inspector sees this all the time. 🔍

In this episode, Kevin Held explains how he helps buyers understand what's normal and what needs immediate attention. For a mid-century home in a certain location, some conditions are totally normal. Not that you don't want to fix them—but they're not wildly different from the house next door.

Kevin talks in terms of triage. What's cosmetic? What should be addressed right away? Understanding the spectrum of condition helps buyers make smart decisions without panic.

🎥 Watch the full episode for the complete interview with Kevin Held ➡ https://youtu.be/Ji2-gZcCJts