InsuranceWorks Agency

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Our agents have assisted clients with their retirement readiness and insurance needs for almost two decades.

07/29/2026

July is a month that celebrates boldness, and history has shown us time and again that what once seemed impossible can often be the goal or dream most worth pursuing.

It can be easy to look at a big goal and talk yourself out of it before you even begin. The competition feels too steep, the timing feels off, or the path forward feels unclear. But most of the breakthroughs we celebrate today, whether in business, science, or everyday life, started with someone who refused to be stopped by what seemed out of reach.

07/22/2026

July is a month of outdoor adventure, reminding us of the beauty in the natural world around us. This month, we are sharing a story about a remarkable effort to protect the animals that are a part of that world.

In Colorado, North America's largest wildlife overpass has officially opened along a six-lane stretch of Interstate 25 near Larkspur. Measuring 200 feet wide and covered with dirt and native vegetation, the Greenland overpass now allows moose, elk, black bears, mountain lions, and pronghorn to safely cross a highway that once saw an average of one wildlife-vehicle collision every single day. Completed ahead of schedule and on budget, the structure connects 39,000 acres of habitat on both sides of the highway and is expected to reduce wildlife-vehicle crashes by 90%.

It is a beautiful reminder that when communities, agencies, and organizations come together with a shared purpose, the results can be extraordinary.

Read the full story here:

https://www.goodnewsnetwork.org/north-americas-largest-wildlife-overpass-opens-for-animals-to-safely-cross-in-colorado/

Photos from InsuranceWorks Agency's post 07/15/2026

Have you heard of income-related monthly adjustment amount (IRMAA) exemptions?

These exemptions can be powerful money-saving tools if your life has changed over the past year. As Medicare agents, our team wants to make sure you are fully informed about what they are, how they work, and how you can request one if needed.

Swipe for a brief overview of IRMAA exemptions.

Dealing with Medicare costs is stressful enough without having to pay more than necessary. If any of these life-changing events apply to your situation, it is a good idea to explore whether or not filing for these exemptions would make sense for your situation.

That said, our team is happy to walk you through the process and help you determine whether you qualify. Feel free to reach out anytime. We are here to help.

07/08/2026

Extreme summer heat is more than uncomfortable. It can pose serious health risks for people of all ages and health conditions.

A few simple habits can make a big difference on very hot days:

🔸 Stay indoors during the hottest hours of the day when possible.
🔸 Drink water regularly, even if you don’t feel thirsty.
🔸 Wear lightweight, light-colored, loose-fitting clothing when outside.
🔸 Use fans or air conditioning, or visit a cooling center or public place with air conditioning if your home is too warm.
🔸 Watch for signs of heat exhaustion, such as dizziness, headache, confusion, or nausea, and reach out to medical professionals if necessary.

These steps can help prevent heat-related illness and keep you and the people you care about safer all summer long. If you have questions about how heat might affect your health or medications, talk with your doctor or health care team.

As always, know that we are here for you if you would like to review your coverage. Give us a call today, and we can find time to connect.

07/02/2026

Cue the fireworks, fire up the grill, and get ready for what might be the most ambitious birthday cake of all time. 🎂

America turns 250 this year, which means 250 candles on the cake … so someone should probably alert the fire department.

However you’re celebrating the Fourth of July, we hope it’s filled with great food, good company, and a sky full of fireworks.

Our office will be closed on Friday, July 3rd, in observance of the holiday. We’ll be back and ready to help on Monday. Wishing you a safe and happy Fourth!

Photos from InsuranceWorks Agency's post 06/30/2026

Navigating Medicare doesn’t have to be overwhelming. Whether you’re approaching 65 or helping a loved one explore their options, here are answers to three of the most frequently asked Medicare questions. Swipe to read.

Have other Medicare questions we didn’t cover? Contact us today.

06/24/2026

June is a wonderful time to celebrate the kind of community spirit that reminds us how much good exists in the world. This month, we are sharing a story that proves kindness has no age limit and that one act of generosity can change everything.

At Louisa County High School in Virginia, a group of teenage automotive students spend their semesters doing something truly remarkable. Instead of simply learning how to repair cars in an insulated classroom, they restore donated vehicles and give them away to single parents in need of reliable transportation. In partnership with the nonprofit Giving Words, the program has given away over 60 cars and repaired more than 260, one garage door reveal at a time.

For recipients like Jessica Rader, a single mom of three, the gift was far more than a set of wheels. It opened the door to full-time work, independence, and peace of mind. These students’ actions are a wonderful reminder of the lasting impacts that acts of kindness can have on our communities.

Read the full story here:

https://www.goodnewsnetwork.org/high-school-students-repair-cars-to-give-them-away-to-single-moms-youre-really-making-a-change-in-the-world/

06/21/2026

Happy Father's Day to all the fathers and father figures who show up with dedication, patience, and purpose.

The day is a chance to honor the dads and father figures who have taught us life lessons, made us laugh, and shown us what dedication looks like.

To those celebrating, being celebrated, or honoring the memory of someone who shaped your journey, we wish you a meaningful day filled with appreciation.

06/09/2026

Graduation season is here, and we wanted to take a moment to celebrate the graduates in our families. Toby and Tasha's son, Niko is graduating from high school and will be attending Western Washington University in the Fall. Randi's daughter, Lola will also be graduating from high school, and we can't wait to see what her next chapter brings. Much ahead for these young people.

Whether your graduate is completing Pre-K or their MBA, we want to extend heartfelt congratulations on this milestone.

Here’s to new beginnings, exciting opportunities, and all the big moments that lie ahead🎉

Photos from InsuranceWorks Agency's post 06/02/2026

Physical therapy and occupational therapy can play an important role in injury recovery, mobility, pain management, and day-to-day function, but whether or not they are covered under Original Medicare or Medicare Advantage can vary. Swipe for more information.

If you are looking to start physical or occupational therapy and have questions about how your coverage works or want help reviewing your options, contact our office. We are here to help you make the most of your benefits.

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11314 4th Avenue W. Suite 204
Everett, WA
98204

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 2pm