Allco Insurance

🏡 Your neighborhood. Your Favorites. 💚

We at Allco Insurance are hoping to win a 2026 Nextdoor Fave Award, and we’d love your support!
Favoriting us does more than show our team some love—it helps the next neighbor find someone they can count on for friendly service, knowledgeable insurance guidance, and help protecting what matters most.
Had a great experience with our team? Find Allco Insurance on Nextdoor and add us to your Favorites! Your support helps more neighbors discover the personal service we’re proud to provide. 💚

Testimonial Tuesday ⭐⭐⭐⭐⭐ We love hearing when our clients feel confident and cared for throughout the insurance process, personalized guidance is exactly what we strive to provide at Allco Insurance. 📞 Looking for help with your insurance? Give us a call and let our team review your coverage and help you explore your options.

Theft prevention is top of mind for many homeowners. Not only can it be deeply unsettling for your space to be invaded, but burglary can also represent significant financial losses for homeowners.

The good news is that a few simple prevention tips can go a long way toward protecting your home. Swipe for more.

While these tips can help deter burglars, they cannot fully prevent theft or mitigate the effects of a home invasion. That’s why it can also be crucial to ensure your homeowners insurance not only includes theft coverage, but that the coverage fully protects your home and belongings.

That said, if you have questions about your homeowners coverage and how it can help protect you in the event of theft, don’t hesitate to reach out to our team. We are here to help you. 714-992-2390

Fun Fact Friday ✨

Look up tomorrow, September 26th, for the Harvest Moon! The Harvest Moon is the full moon that occurs closest to the fall equinox, and its name comes from a time when farmers relied on its bright moonlight to continue harvesting crops after sunset. 🌽🚜

This year, there’s an extra skywatching bonus—Saturn will appear near the Harvest Moon as they rise in the eastern sky shortly after sunset. 🪐🌕

So mark your calendar, step outside, and enjoy one of fall’s most beautiful nighttime sights! 🍂

Fact

🚗 Many businesses rely on employees to use personal vehicles for deliveries, client visits, bank runs, errands, or travel between job sites. But if an accident happens during a work-related trip, your business could still face liability.

An employee’s personal auto policy may not provide enough protection when the vehicle is being used for business purposes. That’s where Hired and Non-Owned Auto (HNOA) coverage can help.

HNOA coverage may provide liability protection for your business when employees use personal, rented, or borrowed vehicles for work-related activities. It generally does not replace the employee’s personal auto insurance, but it can provide an important additional layer of protection for the business.

It’s also a good idea to have clear driving guidelines in place, including valid license requirements, proof of insurance, safe driving expectations, accident reporting procedures, and rules regarding approved business use.

Even if your company doesn’t own any vehicles, you may still have auto-related exposure.

📞 Reach out to the Allco Insurance team to review your business insurance and learn whether Hired and Non-Owned Auto coverage makes sense for your operations. 714-992-2390

🚗 Vehicle recalls happen when a manufacturer or safety agency identifies a problem that could affect the safety or performance of your vehicle. Recalls can involve important systems such as airbags, brakes, seat belts, steering, tires, electrical components, fuel systems, or backup cameras.

In many cases, recall repairs are completed at no cost by an authorized dealer. Taking care of a recall promptly can help reduce the risk of an accident, injury, or a more serious mechanical problem.

If you receive a recall notice, review the information carefully and schedule the repair as soon as possible. It is also a good idea to keep records of completed recall work and regular vehicle maintenance.

Keeping your vehicle safe and your insurance coverage current both matter. Contact Allco Insurance today to review your auto policy and make sure your coverage still fits your needs. 714-992-2390

Has life changed since your last insurance review?

A new car, home purchase, renovation, marriage, teen driver, valuable inheritance, or career change can all affect whether your coverage still reflects your needs.

Our team at Allco Insurance Agency is here to help you review your auto, home, and personal insurance policies so your protection can keep pace with the milestones that matter most.

If any of these changes sound familiar, reach out to schedule a quick coverage review.

Detached garages, sheds, fences, gazebos, guest houses, workshops, pool houses, and pergolas can all be important parts of your property—and they may need their own consideration when reviewing your homeowners insurance.

Many policies include Other Structures coverage, but that coverage usually has a separate limit from the amount protecting your home. If you have added a shed, fence, detached workspace, or other structure, it is a good idea to make sure your policy still reflects what is actually on your property.

Also keep in mind that using a detached structure for business, inventory, tools, or client work can affect how coverage applies.

Your property is more than just the main house. Contact Allco Insurance today to review your Other Structures coverage and make sure your policy keeps up with your property. 714-992-2390

Fun Fact Friday ✨

🍔Did you know today is National Cheeseburger Day? The cheeseburger dates back to the late 1920s and has been a favorite ever since. Whether you like yours simple with cheese or stacked with all the toppings, today is a great excuse to enjoy one!

Your homeowners or renters policy may cover personal property, but certain high-value items can have special coverage limits—especially jewelry, watches, cameras, collectibles, artwork, musical instruments, sports equipment, special tools, and high-end electronics.

If you own valuable belongings, it is important to know whether your current policy would cover their full value after a covered loss. In some cases, adding scheduled personal property coverage or a special endorsement can provide broader protection.

Keeping receipts, appraisals, photos, and serial numbers can also make the claims process easier and help document an item’s value.

Don’t wait until after a loss to find out your coverage was limited. Contact Allco Insurance today to review your valuable items and explore coverage options that may help protect them properly. 714-992-2390