Totus Wealth Management

This Quarterly Recap summarizes market performance, major events and news from Q3 2026. Read more here:

2026 Third Quarter Recap Markets carried their momentum into the third quarter, with the S&P 500 finishing near record highs. However, the Dow Jones Industrial Average ended 5.1% below…

The 2027–28 FAFSA filing season opens today, and deadlines can vary by state and school. Before you begin, gather contributor information, tax details, and a list of schools. Starting early gives you more time to resolve questions and meet the deadlines that apply to your family.

Thank you to NAIFA-Texas and all the organizers of BOOM 65! Dallas for hosting an important day of education and connection around serving the growing 65+ market. We were proud to have our Executive Senior Partner, John W. Wheeler, Jr. alongside Michelle Wittenburg, NAIFA Texas lobbyist, take part in the event and contribute to conversations around retirement, longevity, income planning, and the evolving needs of older adults and their families.

Happy Birthday, John! Wishing you a wonderful day and a great year ahead.

Happy Birthday, Ashley! Hope your day is filled with celebration and good moments.

Join us in celebrating Rolando’s work anniversary! Rolando, we’re grateful for your commitment and the support you bring to Team Totus.

We’re grateful to NAIFA-Texas and the organizers of BOOM 65! San Antonio for creating another meaningful opportunity to connect around the evolving needs of the 65+ market. Our Executive Senior Partner and 2026 NAIFA President-Elect, John W. Wheeler, Jr. attended the San Antonio event alongside Doug Massey, NAIFA Immediate Past President, and Kimberly Rodriguez, President of NAIFA-San Antonio. It was a valuable day of conversation around retirement, longevity, income planning, and how financial professionals can continue serving older adults and their families with care.

Retirement can open the door to different kinds of work: consulting, mentoring, volunteering, part-time roles, or a passion project.

This video looks at why many retirees consider encore careers and what that next chapter can offer.

Watch this short video for ideas on working, giving back, and staying engaged in retirement: https://www.totuswm.com/resource-center/retirement/encore-careers-push-your-boundaries?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

Wishing Payton a very happy birthday today! We hope your day is fantastic and the year ahead brings great joy and fulfillment.

Happy Birthday, Belle*! From Team Totus, we hope you have a special day and a wonderful year ahead.

*Registered administrative assistant of Cetera Advisors LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity.