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Has retiring in America become challenging and frightening? Good morning everyone and welcome back to Finance Friday. This month we’re going to focus on retirement planning. We have less confidence in our retirement planning than before. Here are 3 things that I think can help...

Finance Friday: Retirement in America 10/02/2026 – HRC Financial Has retiring in America become challenging  and frightening? Good morning everyone and welcome back to Finance Friday. This month we’re going to focus on retirement planning. We’ll take a look at what retirement  looks like now, how to plan for it and what to do when you don’t have a retirem...

What are some good tips when shopping for insurance? Good morning, everyone and welcome back to Finance Friday. It’s the end of the month again. Time for our Question of the Week. Here are 3 tips on what to look for when you are shopping for insurance...

Finance Friday: Tips when shopping for Insurance 09/25/2026 – HRC Financial What are some good tips when shopping for insurance? Good morning everyone and welcome back to Finance Friday. It’s the end of the month again. Time for our Question of the Week. Our question this week comes from B.B. He asks:

Is Long Term Care Insurance worth the price? Good morning, everyone and welcome back to Finance Friday. Before deciding if Long Term Care Insurance is the right fit for you, consider these numbers...

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Did you know that according to the Social Security Administration, a worker who is 20 years old today, may face a 25% likelihood of becoming disabled before reaching their retirement age? Good afternoon, everyone and welcome back to Finance Friday. Today, as part of National Insurance Month, we’ll cover Disability insurance. There are 2 types of Disability Insurance...

Finance Friday: Disability Insurance 09/11/2026 – HRC Financial Did you know that according to the Social Security Administration, a worker who is 20 years old today, may face a 25% likelihood of becoming disabled before reaching their retirement age? Good afternoon, everyone and welcome back to Finance Friday. Today, as part of National Insurance Month, we’ll...

Good morning everyone and welcome to another Finance Friday! September is National Insurance Month. How do you determine how much life insurance coverage you need? There are 2 different things to consider:

Finance Friday: Life Insurance Coverage 09/04/2026 – HRC Financial How do you determine how much life insurance coverage you need? Good morning everyone and welcome to another Finance Friday. September is National Insurance Month so we’ll spend time discussing different types of coverage that can help you with your financial plan. Let me begin by saying that I be...

Will Social Security Benefits run out in 2032? Good morning, everyone and welcome to Finance Friday. It’s the end of the month which means it's time for our Question of the Week. I’ve actually had more than a few people ask me this question. Let’s start with what we currently know....

Finance Friday: Social Security Benefits Part 2 08/28/2026 – HRC Financial Will Social Security Benefits run out in 2032? Good morning everyone and welcome to Finance Friday. It’s the end of the month which means its time for our Question of the Week. I’ve actually had more than a few people ask me this question:

Why are more Americans claiming Social Security Early? Good morning and welcome back to Finance Friday. Social Security claims are rising as more Americans feel anxious about personal finances and the future of the program. So, what’s driving the increase in early claims? The Social Security Press Office highlighted 3 possible reasons...

Finance Friday: Social Security Benefits 08/21/2026 – HRC Financial Why are more Americans claiming Social Security Early? Good morning and welcome back to Finance Friday. My sincerest apologies for not having a post last week. However, we are back and ready to go. We are continuing our monthly discussions regarding Federal Assistance.

If you are 64 years of age, this is your annual reminder for Medicare sign up ...

Finance Friday: Medicare Reminder 08/07/2026 – HRC Financial Good morning everyone and welcome back to Finance Friday! This month we’ll cover Federal Assistance, which impacts our society as a whole, however, the most affected people  are those at retirement or near retirement age. We’ll cover recent news about Social Security, including why people are c...

Good morning, everyone and welcome back to Finance Friday. It’s the end of the month so you know what that means: It’s our Question of the Week segment! Is a Revocable Living Trust the best Estate Planning Strategy? Here are 3 advantages and 3 disadvantages to having one:

Finance Friday: Pros & Cons of a Living Trust 07/31/2026 – HRC Financial Is a Revocable Living Trust the best Estate Planning Strategy? Good morning everyone and welcome back to Finance Friday. It’s the end of the month so you know what that means: Its our Question of the Week segment! Today’s question comes from JJ. JJ asks:

How do you choose the right individual to be the Executor of your Estate?
Choosing this person can be difficult. While most people end up choosing a family member, the decision is not always the best. Here are 3 things to consider:

Finance Friday: Estate Planning – Choosing an Executor 07/24/2026 – HRC Financial How do you choose the right individual to be the Executor of your Estate?  Good morning everyone and welcome back to Finance Friday. We’re continuing with our monthly topic: Estate Planning. Arguably the most important person appointed to your last will and testament is the Executor. Choosing thi...