Budget Boss

It's NEVER too late to get on a budget! 💸📊🗓

A MUST WATCH if you want to SAVE a TON of MONEY at Walmart!!! 🤑🤑

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Did 2020 catch you off guard and kick your financial butt? Take one of my workshops so that you can show 2021 who's the boss! New Years Promo HALF OFF ALL WORKSHOPS. You can plan a private one or a group workshop. Email me at [email protected] for more info and/or to schedule your workshop. 🙂

2021 Budget Statements have been emailed to existing clients! I'm all set to go for the 1st quarter!! I must say 2021 is looking good 👍 Do not hesitate to contact me if you have any questions 🥳 Happy New Year 🥳

On my budget plan October 2nd is an extra paycheck! Woohoo!! What are you going to do with your loot? 💰
👍=Pay Rent/Mortgage Early
♥️=Extra Payment to Car Note/Credit Card
😂=Blow it because I Can
😮=Save in Rainy Day Fund or for extra spending money on a future trip!
☹=I'm not on a budget and want to sign up for a Budget Boss Workshop 😁🤘

Email for info on how you can get an extra or as some like to call it "Play Money" on those months with 5 Fridays: [email protected]

Tick Tick y'all! We're quickly going into the last quarter of 2020!! ⏳😃 Let's close up this crazy year strong and confident 💪 Don't let Covid-19 or the holidays kill that budget! Book your Budget Workshop ASAP!! I can help you create a realistic budget or get back on budget and get a freash start. It's never too late to budget and know that any amount of income is enough to get started!! 💥BOGO DEAL💥 Come with a friend or family member! 👭 Two for the Price of One 👬 This is the perfect deal to come with your high school/college kid 👩‍🎓👨‍🎓 Book your Workshop through Facebook or email.

Seems like it, hu 😂😆☠😆😂

This is what I feel is priority and would recommend to pay first.
1. Food - Beans and rice time y'all :) meaning keep your meals simple and cheap.
2. Utilities - call your providers ask for discounts and change due dates to spread out expenses for the month.
3. Budget for gas - It would be a good idea to budget this expense and have it in cash at home
4. Rent/Mortgage - If you dont have money or are short on the payment due call your loaner or landlord. Explain the situation and they will work with you during these tough times
5. Minimum to credit cards and loans - If you don't have money for these payments put it off until you do.

Let me know inthe comments below if you agree with this logic or what you would do different and why. Feedback would be greatly appreciated. Stay safe 😷✌

If your income has changed due to layoffs, cut hours or wage decrease then your budget MUST be modified to fit your current situation. These are the decisions my husband and I made.
1. Cut cable down to the basic plan.
2. Absolutely no take out food. We're both working from home.
3. Working from home has minimized gas usage and we have no toll expenses.
4. We took our son out of all extra curricular activities.
5. Called our utilities and asked for discounts and changed the due dates.
6. Defered our mortgage and car note for 3 months. We are putting that cash in a savings. We hope this all blows over and when it does we'll use what cash we have saved to catch up with the deferred payments. If cash had to be used for essentials then we'll roll that amount due to the back of the loan. Normally you can have that option with car notes. So you'll want pay the mortgage 1st.
7. Be frugal y'all and save as much cash as you can. Nobody knows how long this lock down is going to last.

Be safe and I hope this is helpful information.