McShane Insurance

Even with Medicare or Medicare Advantage, a hospital stay may still result in unexpected costs. A Hospital Indemnity plan can help provide additional financial support.

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Medicare Part A helps cover inpatient hospital stays, skilled nursing facility care, hospice care, and some home health services.

Medicare Part A does not cover everything in the hospital, so it is important to understand deductibles, copays, and coverage limits.

Medicare Supplement Insurance Plans work alongside Original Medicare to help pay out-of-pocket costs, while Medicare Advantage replaces Original Medicare with an all-in-one health plan offered by a private insurance company.