TIDAL LOANS

TIDAL LOANS

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Texas Premier Private Hard Money Lender! THE FASTEST, EASIEST, MOST TRANSPARENT WAY TO GET A HARD MONEY LOAN

10/02/2026

🏡 $552,000 CASH-OUT — 30-YEAR FIXED

This Texas Hill Country investor owned the property free and clear, renovated it with their own cash, and was operating it as a short-term rental for a few months.

They didn’t want to sell.

They wanted to pull equity out, keep the property, and lock in long-term financing.

✅ $552,000 cash-out
✅ $736,000 appraised value
✅ 75% LTV
✅ 6.375% fixed for 30 years
✅ 1.66 DSCR
✅ Short-term rental income used to qualify

The property was also flagged as rural, which could have reduced leverage and worsened pricing.

But the appraisal supported a different conclusion.

We reviewed the detials and felt comfortable structuring it as a non-rural loan.

Not every deal fits neatly inside a lending box.

That’s where having a lender willing to actually understand the deal matters.

📍 Driftwood, TX
💰 $552,000 funded
🏠 DSCR Cash-Out Refinance

Built by real estate investors for real estate investors.

Photos from TIDAL LOANS's post 09/23/2026

Investing in Houston means more than real estate. It means investing in the people and communities that make this city home. 📚🤝

Tidal Loans was proud to support Klein Forest with a $500 contribution toward school supplies for students and educators.

Every day, we help real estate investors build throughout Houston and beyond. Opportunities like this remind us that building stronger communities goes far beyond properties.

Houston is home, and we’re proud to pour back into it. 💙

09/15/2026

Ground-up construction in Houston — funded. 🏗️ $393,750, from processing to keys in about 24 hours.

Here's the twist: the seller had completed a replat that boosted the property's value — then got cold feet and was betting our borrower wouldn't close. Our borrower did.

When your team moves fast, so do we. Got a deal that needs to close? Let's talk.

08/19/2026

Ever feel like you're chasing a moving target with your credit score?
You're not imagining things — here's why. 🤔

📊💳

08/17/2026

Can the rent cover the payment? That’s the real question. 👀

DSCR is simply:

Monthly rent ÷ Monthly property payment

$2,000 ÷ $1,600 = 1.25 DSCR

The stronger the ratio, the more breathing room the property may have. Simple math. Smarter investing. 🌊

08/13/2026

Equity builds wealth. Liquidity keeps the project moving. 🌊

08/12/2026

Fix and flip Probability in 3 easy steps

08/10/2026

🚨 **A teacher you know could receive $500 for their classroom!** 🍎📚

Teachers give so much to their students, often spending their own money on classroom supplies. This school year, Tidal Loans wants to give back.

🎒 We're awarding **TWO $500 Classroom Supply Grants** to two deserving teachers!

**To nominate a teacher:**
✅ Comment their name
📍 Tell us where they teach
❤️ Tell us why they deserve to win

We'll read every nomination and announce **two winners before the end of the month.**

Help us recognize the educators who make a difference every day. Tag a teacher, parent, or friend and help us spread the word!

07/21/2026

The Credit Report Mistake That's Quietly Hurting Your Score (Free Fix)

Unlock your credit report for free and monitor all three bureaus without paying for your score! Visit freecreditreport.com to access your report annually at no cost. Ensure all your accounts, including those where you're an authorized signer, are accurate—maxed-out cards can negatively impact your score.
Stay informed and protect your credit health!

07/17/2026

Want to know how long different items impact your score? Let’s dive into open accounts, late payments, and those pesky items that seem to stick around forever!
💳 Open accounts in good standing? They stick around for life—but keep them active to reap the benefits!
⏳ Closed accounts in good standing? They stay for 10 years—make the most of them!
🚨 Late or missed payments only haunt you for 7 years, but be careful—just one day late can drop your score for over 6 months! Protect your financial future today! 💪✨

Want your business to be the top-listed Finance Company in Houston?
Click here to claim your Sponsored Listing.

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2616 South Loop W STE 505
Houston, TX
77054

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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