Summit Insurance Group Inc

Fun Fact: Roughly 90% of Atlantic hurricane activity happens between mid-August and late October, according to NOAA. That's not meant to alarm anyone — it's a reminder that the quiet start to the season is exactly when it pays to double-check your coverage. A little prep now beats scrambling when a storm's in the forecast.

Heads up, Carolinas: mid-August through October is the peak of Atlantic hurricane season. Now — not when a storm is already named — is the time to review your policy. Two things people often miss: standard homeowners policies don't cover flood damage (that needs a separate policy with a 30-day waiting period), and your coverage limits should keep pace with today's rebuild costs. Message us for a quick pre-season review.

Construction projects come with unique risks, from subcontractor exposures to issues that can surface long after a job wraps. At Summit Insurance Group, we help contractors understand how the right construction insurance can protect their teams, projects, and bottom line.

Our team works with businesses across North Carolina and South Carolina to pinpoint essential coverages and identify common gaps that often get overlooked.

If you want to build a stronger coverage strategy or make sure your current policies still fit your operation, we’re here to help. Reach out anytime to get started.

Not sure how term life and whole life insurance stack up? You’re not alone — our team at Summit Insurance Group, Inc. hears this question all the time from families exploring personal insurance options.

Here’s a quick breakdown to help you understand the difference so you can feel confident choosing what fits your needs.

Every situation is unique, and the right coverage depends on your goals, your budget, and how you want to protect the people you love. If you’d like guidance, our advisors are here to help you make the best choice.

Have questions? Give us a call at (704) 659-2141.

Myth or Fact: My homeowners policy covers my college student's belongings in their dorm. Mostly Fact — with limits! Most homeowners policies extend limited coverage to a dependent student living on campus, but it's often capped at around 10% of your personal property limit and may not fully cover high-value electronics. If your student is living off-campus, they likely need their own renters policy. Worth a two-minute check before move-in.

Sending a teen off to college with a car? Three quick questions: 1) Does your policy follow the car to their new address, or do you need to update it? 2) Does their school have any parking/driving restrictions that affect your rates? 3) Is a defensive driving course still on the table for a discount? Ask us before move-in day.

We loved supporting the Cool Kids Clubhouse Christmas in July event as a Community Partner! Congratulations to our president, Rob, for taking home the top bowling score. 🎳 Helping our neighbors and having a little fun along the way is what community is all about💙

Fun Fact: Hail season in the Carolinas actually peaks in late spring through midsummer, not winter — and a single significant hailstorm can generate thousands of roof claims in one afternoon. If your roof took a hit this season, a quick inspection now beats finding a leak in October.