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Rough Notes

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Since 1878 - the nation's leading source of insurance innovations, trends, products & services shaping agencies & the property and casualty industry.

10/03/2026

Congratulations, Cardinal Insurance Group, Traverse City, Michigan, our October Agency of the Month!
https://roughnotes.com/building-the-kind-of-agency-clients-deserve/

10/01/2026

Hear from Linda Fisher, founder of Cardinal Insurance Group, Traverse City, Michigan, in the latest episode of the Front Cover podcast.
https://theinsurancepodcastnetwork.com/rough-notes-front-cover-october-2026-linda-fisher-cardinal-insurance-group/

10/01/2026

Is your "driver assistance" insured?
Learn more in our latest Coverage Concerns post.
https://roughnotes.com/is-your-driver-assistance-insured/

09/30/2026

Growth matters more than ever in brokerage M&As. Learn more in this month's "Acquisition Acumen" column from MarshBerry

https://roughnotes.com/growth-matters-more-than-ever-in-brokerage-ma/

09/29/2026

Sustainable, predictable growth is never built by writing ambitious revenue numbers on a conference room whiteboard. It is built one conversation ... and one disciplined leadership decision at a time.
Learn more in this month's "Beyond Insurance" column.
https://roughnotes.com/when-easy-growth-ended/

09/26/2026

Congratulations to Joshua Morey, President of The J. Morey Company, Inc. for winning our 2025 Community Service Award.

Read about his involvement with the Japanese American National Museum in our current issue.

https://roughnotes.com/preserve-and-serve-2/

09/25/2026

In our latest Top Q&A for Agents newsletter, we share five commercial insurance costs that have nothing to do with the rate.

https://roughnotes.com/top-5-commercial-ins-costs-that-have-nothing-to-do-with-the-rate/

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09/24/2026

They failed to yell "timber"!
Let's "Dig a Little Deeper" into one of this month's Court Cases.
https://roughnotes.com/they-failed-to-yell-timber/

09/23/2026

Having the right business model matters.
Learn more in this month's "Inside Matters" column.
https://roughnotes.com/taking-back-the-night-part-2-the-right-business-model/

09/22/2026

There's no need to rush in when it comes to implementing AI, but have a plan to.
Learn more in our September issue.
https://roughnotes.com/ai-implementation/

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