Forward Lending

Our high-performing Fast Track HELOC is designed to help your clients accelerate towards their financial goals by tapping into their home equity. It'll give them flexible and convenient access to funds.

🔑 KEY HIGHLIGHTS:

➤ Max Loan Amount $750,000 (1-unit primary)
➤ Up to 90% CLTV
➤ Min 600 FICO (O/O 2nd lien only)
➤ 1st, 2nd, or 3rd lien position
➤ 2-4 units up to 75% CLTV
➤ No appraisal on loans up to $400K (AVM only)
➤ Business Bank Statements allowed (680 min FICO)
➤ Primary, 2nd homes and investments available

Not available in NJ or NY. Variable-rate availability varies by state.

Contact Your AE for Details


Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify. Text or images may be AI generated.

October Specials Are Here 🎃 Start Your Fall Momentum

🏁 Up to 50 BPS Price Improvement on Non-QM*
➤25 BPS Price Improvement on 30 year ARM
➤50 BPS Price Improvement on 40 year Fixed Rate
➤ 25 BPS Price Improvement on all 3 year + Prepayment Penalties

*Non-QM Specials may not be combined with each other

October Special Offers valid for loans locked between 10/1/2026 and 10/31/2026. All offers are subject to change without prior notice. Rate and price improvements are applicable only to qualifying loan programs and borrowers, and not all applicants will qualify. Specials cannot be combined with each other and any other offer or price exception unless explicitly stated. Terms, restrictions, and conditions apply. This is not a commitment to lend.


Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify. Text or images may be AI generated.

Ready to shift your DSCR game into high gear? In this webinar, we’ll take you around the track and show you what really drives an investment property deal. From evaluating rental income and debt coverage to navigating common roadblocks, you’ll learn how to recognize the right opportunities and help your investor borrowers accelerate toward the closing line.

Register now to reserve your spot for you, or your team!

Thursday, October 15th @ 11am PST

Register now to reserve your spot for you or your team!
https://hubs.ly/Q04yGP4x0


Intended for use by real estate and lending professionals only and not for distribution to consumers.

DSCR Closed-End Seconds are here! Don’t miss out on this opportunity to boost your pipeline to success! https://hubs.ly/Q04yw-w80

Program Highlights:
• Up to 75% CLTV Purchase/Rate/Term and Cash-Out
• DSCR ≥ 1.0
• 30yr, 20yr, 10yr Fixed Terms Available
• No Reserves Required
• Loan Amount up to $350,000 – 75% Max LTV
• Loan Amount up to $500,000 – 65% Max LTV
• Min 660 FICO Score

Contact your AE Today!

Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify. Text or images may be AI generated.

Flexible Non-QM financing. https://hubs.ly/Q04yqJh40

Program Highlights:
• Up to 85% LTV Purchase
• Up to 75% LTV C/O Refi
• Min FICO 660
• Loan Amounts to $1,500,000
• Tradelines on credit report must be based on ITIN issuance
• Max 50% DTI

Options:
• Tax Returns or Bank Statements for Self Employed
• Tax Returns or VOE for W-2 Employed
• DSCR for Investor Properties


Intended for use by real estate and lending professionals only and not for distribution to consumers. Terms above are for those that qualify.

Expand your pipeline with our Alt Agency Loans, providing flexible solutions for second homes and investment properties 🏠. Stand out from the crowd and give your clients the options they need to succeed! 🏁
https://hubs.ly/Q04yh-Jq0

Program Highlights:
• Substantial LLPA Price Improvement!
• Must have AUS Findings DU Approve/Eligible or LP/Accept.
• Full Doc.
• LTV 90% LTV on Second Home, 85% on Investment.
• Conventional Loan Limits.
• 1-4 Units.


Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify.

🏁 Welcome to Forward Lending, Brad Johnson!
We’re excited to welcome Brad Johnson to the Forward Lending team!

With 20+ years of mortgage and B2B sales experience, Brad brings extensive expertise in Wholesale, Non-QM, Agency, and Government, along with a strong track record of building broker relationships and structuring solutions for complex scenarios.

Welcome to the team, Brad! We’re excited to have you on board! 🏁


Intended for use by real estate and lending professionals only and not for distribution to consumers

What makes us different? We are focused on a good loan experience by giving clear communication, efficient processing, and excellent customer service!

We make the borrowing process smooth and stress free.

Call us for all your Non-QM, Conventional and Government loan program needs!
https://hubs.ly/Q04ybQX50


Intended for use by real estate and lending professionals only and not for distribution to consumers

Is your DSCR less than 1 but need more LTV? No Problem! We got you covered! Assets can be used to help you get there! 🚀

Program Highlights:

• Up to 80% LTV Purchase and Rate/Term
• Up to 70% LTV Cash Out
• Up to $2.5mm Loan Amount
• 1 Borrower Must Be an Experienced Investor
• 1–4 Unit Properties Allowed
• Final DSCR w/Asset Utilization >= 1.15
• Total Usable Asset ÷ 60 = Qualifying Asset*

*Assets eligible for utilization are checking, savings, money market accounts, stock, bonds mutual funds and retirement accounts.


Intended for use by real estate and lending professionals only and not for distribution to consumers. Terms above are for those that qualify.

It’s Time to Go Big! Get ahead of the pack with our “Jumbo Hauler” loan. 🚛 This is a Jumbo loan allowing Alt Documentation to qualify! Contact your AE for details!

Key Highlights
- Minimum loan amount is $1 above conforming loan limits
- Loan Amount up to $3 Million
- LTV up to 85% (varies by loan amount, FICO, and occupancy)
- 12 or 24 mos. Personal/Business Bank Statements
- P&L + 3 mos. Bank Statements available
- Asset Utilization offered
- Temporary Buydown: 2:1 and 1:0, 30yr Fixed, Purchase Only
- 6 Mos. Reserves Required
- Max 45% DTI
- Primary, Second Home, and Investment Properties
- 30yr and 15yr Fixed Terms
- LPC Allowed Max Price 101


Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify. Text or images may be AI generated.