First State Bank

First State Bank

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First State Bank has served Florida since 1955, growing with our communities while staying local and customer‑focused. Member FDIC/Equal Housing Lender

With offices from Key West to Ft Lauderdale, plus online and mobile banking, our people set us apart. Convenient Keyswide Locations
Online 24/7 @ KeysBank.com
•1201 Simonton St - Key West
Mon-Fri 8a-6p Sat 9a-1p
• 3406 N Roosevelt Blvd - Key West
Mon-Fri 8a-6p Sat 9a-1p
• 2778 N Roosevelt Blvd - Key West (Winn-Dixie)
*ATM Only
• 444 Whitehead St - Key West
*ATM Only
• 5450 Mac Donald Ave - Stock Island
Mon-Thur 8a-5p Fri 8a-6p
• 24794 Overseas Hwy - Summerland
*ATM & Night Drop Only
• 30515 Overseas Hwy - Big Pine Key
Mon-Thur 8a-5p Fri 8a-6p Sat 9a-1p
• 6900 Overseas Hwy - Marathon
Mon-Thur 8a-5p Fri 8a-6p
• 81621 Old Hwy - Islamorada
Mon-Thur 8a-5p Fri 8a-6p
• 97670 Overseas Hwy - Key Largo
Mon-Thur 8a-5p Fri 8a-6p Sat 9a-12p
• 101433 Overseas Hwy - Key Largo Tradewinds
Mon-Thur 9a-5p Fri 9a-6p

09/23/2026

A big congratulations to Ashley Sunbury on reaching her 10-year anniversary with First State Bank! 🎉

We appreciate the dedication she has brought to our team over the years and are proud to celebrate this achievement with her today.

Happy Anniversary, Ashley! 👏

09/22/2026

Executive Spotlight 💫

With more than 25 years of banking experience, Executive Vice President & Chief Banking Officer Jennifer Waddell leads First State Bank's retail and operations teams. Her focus is simple: making sure our customers receive the exceptional service that has helped First State Bank earn the title of Best Bank for 13 consecutive years.

Jennifer is also passionate about supporting the growth of our employees, helping create opportunities for the Best Team in Banking to learn, advance, and succeed. As First State Bank continues expanding into South Florida, she is excited to bring our signature "Just Say Yes" approach to even more communities. 🤝

We're proud to have Jennifer's leadership as part of First State Bank, the only Florida-headquartered bank recognized as both a 2026 USA Today and Sun Sentinel Top Workplace.

09/20/2026

First State Bank is proud to support the American Cancer Society Relay For Life of the Florida Keys as a 2026 Hope Walk Photo Frame Sponsor. 🎗️

Pictured are Tammy Elwell, VP, Middle/Lower Keys Branch Manager, and Joy Wilson, AVP, Residential Loan Officer, representing FSB in support of this meaningful community event.

There's still time to register for the Hope Walk on October 24! Join us in supporting the fight against cancer! 👟🤝

Sign up here 👉 https://secure.acsevents.org/site/STR?pg=entry&fr_id=112303

09/19/2026

Community pride and Conch pride go hand in hand! ❤️

First State Bank is proud to be a Gray Sponsor of the Key West High Athletics & Student Activities Conch Pride Club.

Pictured, Angie Walterson, Senior Vice President/Marketing Manager, presents First State Bank's sponsorship check in support of Conch Athletics to Principal Rebecca Palamino and Athletic Director Andrew Freeman. We look forward to cheering on the Conchs all season long! 🏈⚾🥎⚽🏐🏀🎾

09/18/2026

🚨 Fraud Friday: Don't Let a Fake Email Fool You🚨

A message from your boss. A request from a vendor. An urgent email asking for payment. It might look legitimate, but it could be a Business Email Compromise (BEC) scam. Scammers impersonate trusted contacts to trick employees into sending money, sharing sensitive information, or clicking malicious links.

🔒 Stay protected:

👉 Verify unusual requests through a known phone number or company contact.
👉 Check email addresses carefully for small changes or typos.
👉 Be cautious of urgent requests that demand immediate action.
👉 Never click suspicious links or attachments.
👉 Keep sensitive information off public websites and social media.

Remember, a quick double-check can save your business thousands of dollars and keep scammers from cashing in. 💸

09/17/2026

We’re honored to serve our wonderful community, and we would be grateful for your nomination for Best Bank in The Keys Weekly Newspapers Best of the Upper Keys Awards! 🌴🏆 Thank you for your trust, your support, and for choosing First State Bank. 🎉

Nominate here 👉 https://keysweekly.com/buk26/ #//

Photos from Habitat for Humanity Upper Keys's post 09/16/2026
09/16/2026

🍽️ Twelve at 12 Luncheon

Thank you to everyone who joined the Key West Chamber of Commerce today for our Twelve at 12 Luncheon, sponsored by First State Bank!

It was a great opportunity to connect with fellow Chamber members, enjoy a delicious lunch, and share conversation with members of our local business community. We appreciate First State Bank for sponsoring this month’s luncheon and supporting the Key West business community.

Thank you to everyone who came out. We look forward to seeing you at the next Twelve at 12! 🌴🤝

09/16/2026

If you know First State Bank, you probably know Kurt! 😄

After 35 years with FSB, Kurt Lewin, Senior Vice President and Senior Lending Officer, has become a familiar face to customers, colleagues, and communities alike. He has been helping customers long before online banking, mobile apps, and smartphones were part of daily life! Through decades of growth and change, his knowledge, leadership, and commitment to serving others have helped make First State Bank what it is today.

Thank you, Kurt, for 35 years of dedication, hard work, and lasting impact. Congratulations on this incredible milestone! 🎉👏

09/15/2026

Happy One Year Anniversary, Anna Mott! 🥳

We're glad to celebrate this milestone with you and appreciate your contributions over the past year. Here's to another great year ahead! ✨

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1201 Simonton Street (Main Office + 7 More Locations)
Key West, FL
33040