Craib Accounting

Is your policy actually happening?

A policy on paper means nothing if it is not visible in daily work.

The gap usually shows up in 3 places:
- no clear owner
- no training
- no follow up

That is where internal controls matter.

https://www.craibaccounting.com

One person should never have the power to approve, send, and reconcile the same payment.

If one transaction can move money, hide mistakes, and clear itself, your controls are too loose.

Who has that authority at your company? Comment controls

Three quick checks before Q4 decisions:

- Are your books current through last month?
- Do cash flow and budget still match reality?
- Any control gaps that could skew the numbers?

If one answer is shaky, fix that first. Comment Q4

https://www.craibaccounting.com

Before Q4 starts, review these 4 things in your books:

1. Cash flow trends
2. Open invoices
3. Unusual expenses
4. Tax estimates

A quick review now can save you from messy surprises later.

Save this

https://www.craibaccounting.com

The cash picture is often distorted by monthly expenses that hit at once.

Subscriptions, renewals, taxes, and owner draws can make a healthy business look tight.

Track them separately for clearer cash flow.

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Revenue can keep climbing while cash flow quietly breaks.

If customers pay late, inventory ties up cash, or payroll hits before receivables clear, growth turns into pressure fast.

That’s when treasury and cash planning matter most.

https://www.craibaccounting.com

Your reports can be accurate and still not be decision-ready.

If the numbers don’t show what changed, why it changed, and what to do next, you’ve got data, not direction.

That’s where precision matters.

Book a conversation.

Most teams report numbers.

Leaders use them to make the next move.

That’s the difference between a dashboard and a decision.

If your reports don’t change behavior, they’re just paperwork.

https://www.craibaccounting.com

Approving bills one by one, without a weekly cash check, makes cash flow harder to control.

Tie approvals to cash in and cash out for more control.

Start there.

Growth exposes the bookkeeping gap fast. When revenue climbs but the books lag, leaders make decisions with partial numbers. A part-time CFO closes that gap before it becomes a problem.

https://www.craibaccounting.com