David Lee Ramirez

Buying a home in Laredo or anywhere across Texas? Let’s make it happen. 🏡
​As a local Mortgage Loan Officer with Rate, I specialize in flexible financing—including FHA options with down payments as low as 3.5%.
​Let's discuss your goals today!
​David Lee Ramirez | NMLS #1157513
Mortgage Loan Officer | Rate
📍 Laredo, TX & Statewide Texas
📞 (956) 949-0040
🌐 www.rate.com/DavidRamirez
NMLS 2611

Zero down, 100% dedication to those who serve! 🇺🇸
​To our active-duty military members, veterans, and surviving spouses in Laredo and across Texas: your next mission deserves a home financing partner who truly understands your needs.
​With a VA loan, you can unlock:
​100% Financing (No down payment required)
​NO Private Mortgage Insurance (PMI)
​Competitive interest rates & VA IRRRL streamline refinancing options
​Whether you're buying your first home, moving up, or refinancing, I’m here to guide you through every step of the journey. Let’s make it happen!
​📞 Give me a call today at (956) 949-0040 or visit rate.com/DavidRamirez to get started.
​David Ramirez
VP of Mortgage Lending | Rate (NMLS #1157513)
7613 Rocio Dr, Suite 4, Laredo, TX 78041
​Rate is not affiliated with any government agency.

Looking to grow your real estate portfolio or find the right financing in the Lone Star State? As a dedicated real estate mortgage loan officer in TEXAS, I am here to help you navigate every step of the process. Whether you are eyeing an investment property with smart DSCR loans—qualifying based on the rental income rather than personal tax returns—or exploring other great financing options, I've got you covered!
​Let's turn your property goals into reality. Reach out today and let’s get to work!
​📞 (956) 949-0040
💻 www.rate.com/DavidRamirez
NMLS 1157513
NMLS 2611
​

Welcome home, Laredo! 🏡✨
​If you're looking for a trusted mortgage lender in Laredo, Texas, I’m here to help you open the door to your next chapter! 🔑
​Buying a home should feel exciting, not stressful. That’s why I specialize in finding the right Down Payment Assistance (DPA) programs to bridge the gap and make homeownership achievable for you.
​Whether you're exploring FHA, Conventional, or VA loans—or looking for grants and forgivable loan options—I've got you covered.
​Let's make it happen together! Reach out to today:
​📞 (956) 949-0040
💻 www.rate.com/DavidRamirez
NMLS 115751
NMLS 2611
​.