Choices In Health and Life Insurance

👶 Congratulations on your growing family!

Welcoming a new baby is one of life's greatest joys—and it also brings a lot of important decisions.

Did you know that having a baby is considered a qualifying life event? That means you may be eligible for a Special Enrollment Period, allowing you to enroll in or make changes to your health insurance outside of the regular Open Enrollment period.

Whether you need to:
🍼 Add your new baby to your current plan
👨‍👩‍👧 Explore family coverage options
📋 Understand your benefits and enrollment deadlines

We're here to help make the process simple.

At Choices Health & Life Insurance, we're proud to provide friendly, local guidance for families throughout Lebanon and the surrounding communities.

📞 Call us at 417-532-3360 to learn about your options and make sure your newest family member has the coverage they deserve.

MYTH: "I'm healthy, so I don't need health insurance."

FACT: Health insurance isn't just for when you're sick—it's there to help protect you from the unexpected.

No one plans for a broken bone, an emergency surgery, or an unexpected illness. Even a single trip to the emergency room can result in significant medical bills without insurance.

Health insurance also helps cover preventive care, annual wellness visits, screenings, and other services that can help you stay healthy for years to come.
The right coverage provides more than medical benefits—it provides peace of mind.

If you're wondering what health insurance options are available for you or your family, we're here to help.

📞 Call Choices Health & Life Insurance at 417-532-3360 for a free, no-obligation consultation. We'll help you understand your options and find coverage that fits your needs.

Have you ever heard someone ask, "Is my doctor in-network?"

Your health insurance network is the group of doctors, hospitals, specialists, and other healthcare providers that have agreements with your insurance company to provide care at negotiated rates.

Why does this matter?

✅ Visiting an in-network provider usually means lower out-of-pocket costs.
✅ Choosing an out-of-network provider may cost more—or, depending on your plan, may not be covered at all.

Before selecting a health insurance plan, it's important to make sure your preferred doctors, specialists, and hospitals are included in the plan's network.

Not sure which plans include your healthcare providers? We're happy to help you compare your options and find coverage that fits your needs.

📞 Call Choices Health & Life Insurance at 417-532-3360 for friendly, local guidance.

There's no greater compliment than knowing our clients feel confident recommending us to their friends and family.

We understand that choosing health insurance can feel overwhelming, and we're honored when people trust us to guide them through the process. Whether you're exploring Medicare, Marketplace coverage, or simply have questions about your current plan, our goal is always the same—to provide honest advice, personalized service, and support you can count on.

Thank you, Gail, for your kind words and for allowing us to be part of your healthcare journey.

If you're looking for a local health insurance agent who will take the time to listen and help you understand your options, we'd love the opportunity to help.

📞 Call Choices Health & Life Insurance at 417-532-3360 for a free consultation.

Many people think a health insurance agent is only there to help you enroll in a plan. In reality, we're here to help you make informed decisions every step of the way.

A local health insurance agent can help you:

✔ Compare coverage options
✔ Understand confusing insurance terms
✔ Check if your doctors are in-network
✔ Review your benefits
✔ Navigate Medicare or Marketplace plans
✔ Answer questions when life changes happen

Most importantly, you'll have someone local you can call when you need help—not just a customer service number.

If you have questions about your current coverage or want to explore your options, we're here to help.

📞 Call Choices Health & Life Insurance at 417-532-3360 to schedule a free consultation. We're happy to answer your questions—no pressure, just friendly guidance.

Turning 65 soon? Medicare doesn't have to be confusing.

If you're approaching Medicare eligibility, you probably have questions—and you're not alone. Understanding when to enroll, what your options are, and which plan fits your needs can feel overwhelming.

That's where we're here to help.

At Choices in Health & Life Insurance, we'll take the time to explain your options in plain language, answer your questions, and help you make an informed decision—at no cost to you.

✔ Personalized guidance
✔ Local, friendly service
✔ No-pressure consultations

Give us a call at 417-532-3360 to schedule your free Medicare consultation.
We're proud to help our neighbors throughout Missouri find coverage with confidence.

Don’t Set Your Health Plan and Forget It!

A 10-minute review can prevent costly surprises.

👔 Happy Father's Day!

Today we celebrate the dads, grandfathers, stepdads, and father figures who provide love, guidance, and support to their families every day.

Thank you for all you do to help your loved ones grow, thrive, and feel protected.

From Mike and Lisa at Choices in Health and Life Insurance, we wish you a wonderful Father's Day!
❤️

New Baby? Your Health Coverage Needs Just Changed

You may need to:
-Add your baby to your plan
-Adjust coverage
-Review pediatric care options

Enrollment windows are time-sensitive - Call us today! 417-532-3360