44 North Credit Union

Oregon’s flag has a side most people rarely see!

It’s the only U.S. state flag with a different design on each side. Do you know what appears on the back?

Drop your guess below; no peeking! 👇

When your paycheck changes from week to week, build your budget around the lowest amount you can reliably count on.

That helps cover the essentials during leaner weeks and lets stronger paychecks add some breathing room to build your savings.

Explore our financial calculators: https://44northcu.org/calculators/

Double the celebration! 🎉

Please join us in wishing Angie and Mary a very happy birthday. We hope your special day brings plenty of reasons to smile!

💰 The 3-Bucket Method: A Simple Way to Think About Your Budget

A common budgeting guideline is:
🏠 50% Needs — Bills, housing, groceries, insurance
🎉 30% Wants — Dining out, entertainment, hobbies
💰 20% Savings & Debt — Emergency savings, retirement, and paying down debt

Remember, it’s a guideline—not a rule.

Every budget looks different, so start where you can and make a plan that works for you. 💚

What does your ideal future look like? ☀️

Maybe it’s slow mornings at home, more time with family, traveling with your spouse, or simply having greater financial peace of mind.

Whatever you’re saving for, putting your money to work today can help you get closer to those goals. Our new CD Special is a great opportunity to make your savings work harder for your future.

💰 Grow your nest egg.
🌴 Plan for what’s ahead.
🎯 Save with purpose.

Ready to learn more? Check out our CD page for details on the new special. ⬇️
44northcu.org/cd-special

Do you know which Oregon town was originally named Conser’s Ferry, after Jacob Conser?

Drop your guess in the comments! 👇

✨ A little magic is coming to downtown Lebanon! ✨44 North Credit Union is proud to sponsor the Back to Hogwarts Fall Market & Festival for the first time, and we're so excited to be part of a day that brings families, local businesses, and neighbors together for some fall fun!

This FREE event will take over downtown Lebanon with activities and entertainment for all ages, including face painting, giant slides, balloon art, a magic show, comedy and bubbles, a DJ dance party, Ripples the Clown, a cupcake walk, vendors, and more. 🪄🎃

📅 Saturday, October 3
⏰ 10 AM to 6 PM
📍 Downtown Lebanon
🎟️ FREE admission

With more than 125 business partners and vendors participating, it's set to be a big day in downtown Lebanon. Grab the family and come experience the magic!

Small steps can make a big difference when it comes to your finances. 💚

Set your goals at the beginning of the month, then take a few minutes each week to check in on your spending, savings, and progress. Regular check-ins can help you stay aware, make adjustments, and keep moving toward your goals.

Build stronger money habits one week at a time! 💰📅

Money can be complicated, but you don’t have to figure it all out alone. 💚

At 44 North Credit Union, we’re here to listen, answer questions, and help you make confident financial decisions, whether you’re working toward a big goal or simply navigating everyday life.

Your goals matter. Your questions matter. And we’re here when you need us. ⬇️
44northcu.org/contact-us

Just a couple more days! ⏰

Have a stack of old bank statements, financial documents, or paperwork with personal information sitting around? Now’s the time to gather it up!

Our Albany Shred Day is September 19. Bring your sensitive documents and let us help you safely clear out the clutter.

📅 Saturday, September 19
🕓 9am - 12pm
📍 44 North Credit Union – Albany
4129 Santiam Hwy SE, Albany, OR 97322

Check your paperwork pile, grab those documents, and we’ll see you there!