GMM Insurance

Have you added anything to your home this year?

Maybe you renovated the kitchen, finished a room, built a deck, added a shed, purchased new furniture or finally bought some of the electronics you had been wanting.

Those changes can affect how much it would cost to repair, replace or rebuild what you own.

Your homeowners policy should not be something you purchase once and forget about for years.

Fall is a great time for a quick coverage review so there are fewer surprises when you actually need your insurance.

If your home has changed this year, your coverage may need to change too. Call GMM Insurance at 803-739-2345 for a policy review.

Could your business keep operating if your building suddenly became unusable?

Property damage is only one part of a major loss. The bigger financial challenge can sometimes be what happens afterward when operations slow down or stop.

Business interruption coverage may help with certain ongoing expenses and lost income following a covered loss.

That makes this an important question for every business owner:
If something shut your doors tomorrow, how long could your business comfortably operate without its normal revenue?

Let’s make sure your insurance plan considers more than just replacing damaged property.

Call 803-739-2345 to talk with GMM Insurance about protecting the income and operations behind your business.

Cooler weather is coming, which makes now a great time for a fall home checkup.
Clean gutters, inspect your roof, check trees near your home, test smoke detectors and take a look at outdoor areas that could become slippery once leaves start falling.

Preventative maintenance cannot stop every loss, but it can reduce the chances of a small issue becoming a much bigger one.

And while you are checking your home, it is also a good time to make sure your homeowners coverage still reflects the home you are protecting today.

Have questions about your homeowners policy? Call GMM Insurance at 803-739-2345 and let’s make sure your coverage still fits your home.

Fall can be one of the busiest seasons for many businesses, but increased activity can also mean increased risk.

More customers coming through the door, seasonal employees, deliveries, special events, changing weather and busier parking lots can all create exposures that may not have been top of mind during the summer.

This is a good time of year to review your business insurance and make sure your coverage still matches the way your company operates today.
Your business changes. Your insurance should keep up with it.

Call GMM Insurance at 803-739-2345 to review your commercial coverage before the busy season gets underway.

You may not own the building, but you still have plenty inside of it worth protecting.
Renters insurance can help protect personal belongings and provide other important coverage that your landlord’s insurance typically does not provide for you.

It’s a simple piece of your overall insurance picture that can be easy to overlook.
Renting a home or apartment? Stop by GMM Insurance or give us a call and let’s talk about your options.

If your vehicles are being used for business, your insurance needs can be different from someone simply driving to and from work.

Commercial auto insurance can help protect vehicles used as part of your company’s day-to-day operations, whether you have one work vehicle or a growing fleet.

GMM Insurance works with business owners to understand how their vehicles are being used and explore coverage options that fit.

Give us a call to talk commercial auto insurance.

When was the last time you actually reviewed your insurance policies?

Cars change. Homes change. Families change. And sometimes the coverage you chose a few years ago no longer fits where life is today.

A policy review gives you a chance to understand what you have, ask questions, and see whether another option may make more sense.

Bring your current policies by GMM Insurance or give us a call. We’ll help you take a closer look.