Insurisk Solutions

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and dusk. For businesses with employees on the road, this seasonal increase can pose real safety risks and lead to vehicle downtime.

With that in mind, our team wants to share a few reminders to help keep your drivers, passengers, and business vehicles protected this fall.

So, if you're not sure what your current commercial auto policy includes or would like to review your business vehicle coverage this fall, feel free to reach out. We'd be happy to answer your questions and help you understand your options.

Fall is here, and between the busyness of the season and the end of the year fast approaching, it can be easy for things to fall by the wayside. Amidst the rush, we want to remind you that we are always here whenever you need support.

Whether you have questions, need guidance, or just want to touch base, do not hesitate to reach out. We are always just a call away.

Builder's risk insurance is one of the most important coverages to understand before a construction project begins. Whether the project involves ground-up construction, a major renovation, remodeling work, or an installation, the property is exposed to risk.

Swipe through for an overview of what builder’s risk insurance is, what it may cover, and why it matters.

Builder’s risk insurance is not one-size-fits-all. The right policy depends on the project type, total completed value, timeline, materials, parties involved, and coverage needs. If you have questions about this coverage or want to talk through coverage for another upcoming project, contact our office today. We can help you review the details and explore coverage options that fit the project.

Construction insurance premiums are impacted by your safety records, loss history, documentation, and jobsite protections. That’s why keeping detailed records and consistently revisiting your site safety practices are so important.

Swipe through for a few safety and recordkeeping areas to keep in mind.

Have questions about construction insurance, safety documentation, or how your risk profile may affect coverage options? Contact our office anytime. We are here to help.

Renting a commercial property for your business? Adequate renters insurance isn’t just a landlord requirement. It’s a safeguard for your success. So, our team wanted to share some key information about renters insurance and how it can protect what you’ve worked so hard to build.

Swipe to learn more.

Looking for tailored renters insurance for your business? Contact our team today to get started! We are here to make sure you are fully protected.

On a construction site, safety training is an important part of protecting workers, reducing claims, limiting downtime, and supporting your overall risk management plan. That’s why regular OSHA-focused safety training can help employees recognize hazards, understand how to prevent injuries, and know what steps to take when a concern or incident comes up.

Swipe for more information.

Establishing comprehensive safety plans cannot eliminate jobsite risk outright, but it can be a crucial step that any operation can take to help avoid risk and keep teams safe. That said, if you would like to talk through how safety training, loss control, and insurance fit together for your business, please give our team a call anytime. We are always happy to help.

The world of business is ever-changing with new equipment, additional employees, expanded operations, and new locations. If you have experienced changes like this in your business, it is important to ensure that your insurance coverage keeps up.

If your commercial property and casualty policy has not been reviewed recently, there is a real chance you are carrying gaps you do not know about.

Do not wait until a claim reminds you. Give us a call today, and let's make sure your coverage is where it needs to be.

Twenty-five years ago, the world changed, and the courage, resilience, and unity that followed reminded us of what we are capable of in our darkest moments.

On Patriot Day, we pause to honor the lives lost on September 11, 2001, and to pay tribute to the first responders, volunteers, and everyday individuals who showed extraordinary strength when it mattered most.

We remember. We honor. We will never forget.

We wish each of you a wonderful Labor Day! During this annual celebration of hard work, may you enjoy a well-deserved, restful break.

Please note that our office will be closed on Monday, September 7th, in observance of the holiday, and will reopen on Tuesday, September 8th.

The fall is a smart time to take a closer look at your commercial property and address maintenance needs before colder weather creates bigger problems.

Preventive maintenance helps protect your property’s value, reduce safety issues, limit business interruptions, and lower the risk of preventable claims. Swipe for a few maintenance areas to review this season.

We hope you found this list helpful as you prepare your property for the fall. As always, if you have any questions or any needs this season, don’t hesitate to give us a call. Our team is here to help!