Trailstone Insurance Group

What should you do if an employee files a workers' compensation claim that seems suspicious?

Your first reaction could put your business at greater risk than the claim itself. Handling a potentially fraudulent workers' comp claim incorrectly can lead to serious legal and financial consequences.

Watch our latest YouTube video to learn what business owners should do, what mistakes to avoid, and how to protect their business: https://hubs.la/Q04zP-yD0

What Should I Do If a Workers' Comp Claim Seems Fake? What should you do if you suspect an employee is filing a fraudulen...

What are the cheapest cars to insure in 2026?

We compared five major insurance rate studies, and the results might surprise you. Some of last year's most affordable vehicles did not make the list, and SUVs dominate the rankings.

Watch our latest YouTube video to discover the top 10 cheapest cars to insure in 2026 and what makes them affordable: https://hubs.la/Q04zPWmr0

What Is the Cheapest Car to Insure in 2026? What is the cheapest car to insure in 2026? We compared national av...

Should you actually buy the insurance offered at the rental car counter?

The answer has changed. Relying on your personal auto policy can mean putting a rental car accident on your claims history, while some counter coverage may help keep that claim off your record.

Watch our latest video to learn which rental car coverages may be worth buying, which ones you may already have, and what to check before your next trip: https://hubs.la/Q04yQPcC0

Which Rental Car Insurance Should You Buy at the Counter (and What to Skip)? Should you buy rental car insurance at the counter or rely on the c...

What happens when a serious accident costs more than your insurance policy will pay?

That is where umbrella insurance can come into the picture. But what does it actually cover, and does your household really need it?

Watch our latest video for a simple breakdown of umbrella insurance and the liability gaps it is designed to cover: https://hubs.la/Q04y8B6N0

Do You Actually Need Umbrella Insurance? (And What It Really Covers) What does umbrella insurance actually cover, and do you really need...

If an arsonist burns down your home, will homeowners insurance cover it?

The answer may surprise you, but there is an even bigger concern homeowners often overlook: whether their policy has enough coverage to actually rebuild after a major fire.

Watch our latest video to learn how homeowners insurance handles arson, wildfire losses, and rebuilding costs: https://hubs.la/Q04y2jvV0

Spokane Wildfire Arson: Does Home Insurance Even Cover This? Does homeowners insurance cover arson if someone else intentionally...

What happens if an employee gets hurt and your business does not have workers' compensation insurance?

The consequences can go far beyond paying for the injury. State penalties, medical costs, lost wages, and potential lawsuits can quickly change what a workplace accident costs your business.

Watch our latest video to learn what business owners should know about operating without workers' comp: https://hubs.la/Q04xCt-F0

How Much Does It Cost to Skip Workers' Comp When an Employee Gets Hurt? What actually happens if an employee gets hurt and your business do...

Something happened to your home or car. Should you call your insurance company and file a claim right away?

Not necessarily. What you do in those first few minutes can affect your claims history and potentially what you pay for insurance in the future.

Watch our latest video to learn who to call first, when filing makes sense, and why some small claims may cost more than they pay back: https://hubs.la/Q04xhYlY0

Should You File a Small Insurance Claim? What to Do First Should you file a small insurance claim, or could filing end up cos...

Should your 18-year-old have their own car insurance policy?

A separate policy might sound like the cheaper option, but the difference in cost and coverage could surprise you. In some situations, the wrong setup can even create gaps in the protection your family already has.

Watch our latest video before deciding how to insure your young driver: https://hubs.la/Q04x53BT0

Is It Cheaper to Put My 18-Year-Old on Their Own Car Insurance Policy? Wondering whether your 18-year-old should have their own car insura...

Does using an independent insurance agency cost you extra?

Trailstone shops more than 40 A-rated insurance carriers, so it is reasonable to wonder who pays for all that shopping and whether it affects your premium.

Watch our latest video to learn how independent insurance agencies get paid and what it actually costs to use Trailstone: https://hubs.la/Q04wqmHZ0

Does Trailstone Charge a Fee to Shop Your Insurance? Does Trailstone charge a fee to shop insurance with more than 40 A-...

Why can one insurance company call your home a wildfire risk while another carrier has no problem insuring it?

Wildfire risk is not scored the same way by every insurance company, which means a non-renewal or higher premium from one carrier may not be the final answer.

Watch our latest video to learn why carriers disagree on wildfire risk and what homeowners can do about it: https://hubs.la/Q04w6vRQ0

What Is a Wildfire Risk Score, and Why Does Every Insurer See It Differently? Why can one insurance company call your home a wildfire risk while ...