TXP Capital

TXP Capital

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TXP Capital was founded to help your business thrive. We created this short video to help easily explain how factoring can be a lifeline.

Factoring is a type of financing in the form of purchasing and collecting accounts receivable (invoices) or of advancing cash on the basis of accounts receivable (invoices). At TXP Capital, our team understands the importance factoring plays in keeping your business moving forward.

09/23/2026

Growth Doesn’t Have to Mean Giving Up Equity.
When your business needs working capital, bringing in an equity partner may seem like the obvious solution—but it can come at a significant long-term cost: ownership and control.

Factoring offers a different approach.
By turning your outstanding invoices into immediate working capital, factoring can give your business access to cash without selling a piece of the company you’ve worked hard to build.

With factoring, you can:
• Improve cash flow without giving up equity
• Maintain ownership and control of your business
• Access capital based largely on the strength of your receivables and customers
• Capitalize on growth opportunities without waiting over 60 days to be paid
• Avoid adding an equity partner whose interests may not always align with yours

Equity is permanent. Cash flow issues are temporary.
Before giving up a percentage of your business to solve a working-capital problem, consider whether factoring can provide the liquidity you need while allowing you to keep the upside you’re building.

TXP Capital. Fund Your Business. Protect Your Equity.

09/21/2026

Growth often creates bigger cash flow gaps — especially for businesses taking on larger projects or expanding operations.

Factoring helps companies scale with more confidence by improving access to working capital tied up in receivables.

Learn about it today! Link In Bio!

09/17/2026

Fuel prices fluctuate. Labor costs rise. Projects move fast.

Cash flow pressure is something businesses across Texas deal with every day.

TXP Capital helps companies create more financial stability so they can focus on operations instead of payment delays.

Contact Us Today! https://www.txpcapital.com/contact/

09/15/2026

At TXP Capital, we're proud to keep showing up for the businesses that keep America moving.

Behind every invoice we fund is a business trying to keep moving: payroll made on time, a truck that stays on the road, a crew that doesn't have to wait.

Ready to see what we can do for yours? Visit our website.

09/11/2026

Businesses choose factoring because it’s designed around cash flow — not just debt.

Instead of waiting weeks for loan approvals, factoring allows companies to access capital tied directly to completed invoices.

Faster access can mean stronger operations and fewer interruptions.

Get An Instant Quote Today! https://www.txpcapital.com/apply-now/

09/09/2026

Staffing agencies face one of the toughest cash flow cycles in business — paying employees long before invoices are collected.

TXP Capital helps staffing companies bridge that gap with reliable working capital solutions built for payroll-intensive industries.

Learn More: https://www.txpcapital.com/who-factoring-benefits/staffing-agencies/

09/07/2026

This Labor Day, TXP Capital is proud to support the industries that power our communities.

Please note that holiday bank closures may impact funding schedules.

Wishing everyone a safe and relaxing Labor Day! 🇺🇸

09/03/2026

The businesses that finish the year strong usually prepare before Q4 arrives.

Better cash flow means more flexibility for payroll, equipment, hiring, and growth opportunities.

TXP Capital helps businesses strengthen operations before year-end pressure hits.

Contact Us Today! https://www.txpcapital.com/contact/

08/31/2026

Every growing business eventually faces the same challenge: cash flow timing.

TXP Capital helps companies unlock working capital tied up in unpaid invoices so they can continue hiring, expanding, and investing in growth opportunities.

Let us help you today! https://www.txpcapital.com/

08/26/2026

Last month, TXP Capital closed a major new deal with an oil & gas supply and maintenance company.

Like many businesses in the industry, they were waiting 60+ days for payment from major oil companies. Those extended payment terms were slowing operations, limiting growth, and tying up valuable working capital.

Within a week, TXP underwrote, approved, and funded more than 1,800 invoices and provided $1.9 million in immediate working capital.

The result:
✔️ 1,800 invoices funded
✔️ $1.9 million in immediate working capital
✔️ Faster cash flow to keep operations moving and growth on track

This is the power of invoice factoring—turning unpaid invoices into immediate working capital so businesses can keep moving forward instead of waiting to get paid.

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4033 112th Street
Lubbock, TX
79423

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm