JL3 Financial

Inherited an IRA or know someone who has? Check out this article from Charles Schwab to better understand your options. If you or someone you know has inherited an IRA, reach out to our team, we’re happy to help.

Inheriting an IRA? Understand Your Choices Understand how to manage inheriting an IRA, as well as the rules and choices to make the most of your inheritance.

Worried about overfunding a 529 plan? New rollover rules may allow unused funds to be transferred to a Roth IRA for the beneficiary. Learn more about this important change by reading the article below.

529-to-Roth IRA Rollovers: What to Know Unused 529 funds can be rolled into the beneficiary's Roth IRA without a tax penalty. But that's probably not a reason to overfund 529s.

Don't miss our Fireside Chat today at 4:00 PM! Please register using the link below. We hope to see you all there:
Registration Link: https://us02web.zoom.us/meeting/register/tZAocO2vrD8pHNw-KFsTLwkLmewrY_DjdPez?fbclid=IwY2xjawTDJL5leHRuA2FlbQIxMABicmlkETF6T1RiczNTd09aSmpwTXM5c3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHmD-cw72OGLzvARVcqsgRcUjye3kDx6Rqkz7hKvgxznJPQ8ocBGXflD5PfT1_aem_fE0QzwhwWsV1ZiKN2nD6Kg #/registration

Join us on Tuesday, July 14th at 4:00 PM CST for our quarterly Fireside Chat! We'll provide a mid-year review of the markets, discuss current events, and share insights on the SpaceX IPO.

Register using the link below. we hope you'll join us for the conversation!
https://us02web.zoom.us/meeting/register/tZAocO2vrD8pHNw-KFsTLwkLmewrY_DjdPez #/registration

Join us on Tuesday, July 14th at 4:00 PM CST for our quarterly Fireside Chat! We'll provide a mid-year review of the markets, discuss current events, and share insights on the SpaceX IPO.

Register using the link below. we hope you'll join us for the conversation!
https://us02web.zoom.us/meeting/register/tZAocO2vrD8pHNw-KFsTLwkLmewrY_DjdPez #/registration

Happy Independence Day from all of us at JL3 Financial! We hope you enjoy a wonderful Fourth of July filled with family, friends, and celebration.

Social Security decisions can have a lasting impact on your retirement income. Have questions about how Social Security fits into your retirement plan? Contact our team to start the conversation today.

Guide on Taking Social Security: 62 vs. 67 vs. 70 You may be eligible to collect Social Security as early as 62, but waiting until age 70 yields greater benefits for most people. Here's help on how to decide.

Still have an old 401(k)? Rolling it into an IRA can help simplify your retirement savings and keep your investments aligned with your goals. If you have any questions, give us a call we are happy to help.

3 Easy Steps to Move a 401(k) to a Rollover IRA To move a 401(k) to a rollover IRA, doing a little bit of prep work can make the process easier. Follow these three easy steps to get started.

Graduating college is a major milestone, and it’s also a great time to start building smart financial habits through investing. If your family has questions about helping a recent graduate get started, our team is always here to help.

Help Your College Grad Become an Investor Looking for a meaningful college graduation present? Consider opening up the world of investing.

When was the last time you gave your 401(k) a checkup? Reviewing your contributions, investments, and retirement goals regularly can help keep you on track for the future you envision.

401(k) Checkup: Are You on Track? Your 401(k) helps shape your future—consider if you’re saving enough, your investments match your goals, and that you haven’t forgotten about any accounts with prior employers.

Custodial accounts offer a flexible way to save for a child’s future with fewer restrictions than traditional college plans. If you think this could fit your situation, reach out to us for more information.

Saving for College: Custodial Accounts Custodial accounts may not offer the tax benefits of 529 plans, but they can be used to fund expenses that 529 plans don't cover.