Prairie Grove Insurance

If you're turning 65 soon, you've probably realized Medicare as about a thousand moving parts - and the timing matters. The good news: if you follow a simple month-by-month checklist, you can avoid last-minute stress, coverage gaps, and unnecessary penalties.
This guide is written for Wisconsin residents, and will walk you through what to do and when - whether you're retiring, still working, or already on Social Security.

Turning 65: Month by Month Medicare Checklist If you're turning 65 soon, you've probably realized Medicare as about a thousand moving parts - and the timing matters. The good news: if you follow a simple month-by-month checklist, you can avoid...

𝗜𝗳 𝘆𝗼𝘂’𝗿𝗲 𝗵𝗲𝗮𝗱𝗶𝗻𝗴 𝘀𝗼𝘂𝘁𝗵 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘄𝗶𝗻𝘁𝗲𝗿, 𝗺𝗮𝗸𝗲 𝘀𝘂𝗿𝗲 𝘆𝗼𝘂𝗿 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗶𝘀 𝘁𝗿𝗮𝘃𝗲𝗹𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂. ☀️🌴

One of the biggest mistakes we see Wisconsin snowbirds make is assuming their plan works the same everywhere. Unfortunately, that can lead to unexpected out-of-network bills, limited doctor access, or higher costs while away from home.

At Prairie Grove Insurance, we help Wisconsin residents understand how their Medicare coverage works before they leave for the season.

Whether you’re spending winters in:
🏖️ Florida
🌵 Arizona
☀️ Texas
🌴 Or anywhere warmer than Wisconsin…

𝗪𝗲 𝗰𝗮𝗻 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗿𝗲𝘃𝗶𝗲𝘄 𝘆𝗼𝘂𝗿 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝗮𝘃𝗼𝗶𝗱 𝘀𝘂𝗿𝗽𝗿𝗶𝘀𝗲𝘀.

Local guidance. Local experts.
Stop in or give our office a call today. 📞
608-839-0275

#𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞𝐇𝐞𝐥𝐩 #𝐄𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧𝐅𝐢𝐫𝐬𝐭 #𝐏𝐫𝐚𝐢𝐫𝐢𝐞𝐆𝐫𝐨𝐯𝐞𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞

𝗛𝗮𝗽𝗽𝘆 𝗙𝗮𝘁𝗵𝗲𝗿’𝘀 𝗗𝗮𝘆 𝘁𝗼 𝗮𝗹𝗹 𝘁𝗵𝗲 𝗱𝗮𝗱𝘀, 𝗴𝗿𝗮𝗻𝗱𝗽𝗮𝘀, 𝘀𝘁𝗲𝗽𝗱𝗮𝗱𝘀, 𝗮𝗻𝗱 𝗳𝗮𝘁𝗵𝗲𝗿 𝗳𝗶𝗴𝘂𝗿𝗲𝘀 𝗼𝘂𝘁 𝘁𝗵𝗲𝗿𝗲 𝘁𝗼𝗱𝗮𝘆. 💙

From all of us at Prairie Grove Insurance, we hope your day is filled with family, laughter, good food, and maybe even a Wisconsin fish fry. 😊

Happy Father’s Day!

#𝐄𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧𝐅𝐢𝐫𝐬𝐭

𝙎𝒐𝙢𝒆𝙩𝒊𝙢𝒆𝙨 𝙟𝒖𝙨𝒕 𝒐𝙣𝒆 𝒘𝙤𝒓𝙙 𝙨𝒂𝙮𝒔 𝒊𝙩 𝙖𝒍𝙡. ☺️

“𝑨𝒘𝒆𝒔𝒐𝒎𝒆.”

We truly appreciate every review, recommendation, and kind comment from our clients. Thank you for trusting Prairie Grove Insurance to help guide you through Medicare. 💙

𝐏𝐥𝐞𝐚𝐬𝐞 𝐠𝐢𝐯𝐞 𝐮𝐬 𝐚 𝐜𝐚𝐥𝐥 𝐢𝐟 𝐲𝐨𝐮 𝐜𝐨𝐮𝐥𝐝 𝐮𝐬𝐞 𝐨𝐮𝐫 𝐡𝐞𝐥𝐩!
📞 𝟔𝟎𝟖-𝟖𝟑𝟗-𝟎𝟐𝟕𝟓
#𝐄𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧𝐅𝐢𝐫𝐬𝐭

𝗧𝘂𝗿𝗻𝗶𝗻𝗴 𝟲𝟱 𝗶𝗻 𝗪𝗶𝘀𝗰𝗼𝗻𝘀𝗶𝗻? Medicare can feel overwhelming — especially when you start hearing terms like “SeniorCare” and “Part D.”

Here’s the thing: they’re not the same, and choosing the wrong path could impact your prescription costs and coverage.

𝗔𝘁 𝗣𝗿𝗮𝗶𝗿𝗶𝗲 𝗚𝗿𝗼𝘃𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝘄𝗲 𝗵𝗲𝗹𝗽 𝗪𝗶𝘀𝗰𝗼𝗻𝘀𝗶𝗻 𝗿𝗲𝘀𝗶𝗱𝗲𝗻𝘁𝘀 𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱 𝗵𝗼𝘄 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝘄𝗼𝗿𝗸𝘀 𝗵𝗲𝗿𝗲 — 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝗪𝗶𝘀𝗰𝗼𝗻𝘀𝗶𝗻 𝗶𝘀 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁.

We’ll walk you through:
• Wisconsin SeniorCare
• Medicare Part D drug plans
• Enrollment timing
• Prescription coverage options
• How to avoid costly mistakes

Local guidance. Local experts.
Stop in or give our office a call to set up a time.

📞(608) 839-0275
📍 Madison, WI


#𝐏𝐫𝐚𝐢𝐫𝐢𝐞𝐆𝐫𝐨𝐯𝐞𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 #𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞𝐇𝐞𝐥𝐩 #𝐄𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧𝐅𝐢𝐫𝐬𝐭

https://www.prairiegroveinsurance.com/blog/medicares-new-glp-1-bridge-programWe are receiving a lot of questions regarding GLP-1 medications like Wegovy and Zepbound. These medications have been making headlines for weight loss and health improvement — but for many Medicare beneficiaries, the cost has been out of reach.
That may be changing.
Starting July 1, 2026, Medicare is launching a new temporary program called the Medicare GLP-1 Bridge Program. Eligible beneficiaries may be able to access certain GLP-1 medications for a flat $50 monthly copay.
But there are important details many people don’t realize:
✔️ Not everyone qualifies
✔️ Not every GLP-1 medication is included
✔️ The program works differently than standard Part D coverage
✔️ Prior authorization is required
We put together a simple, educational breakdown explaining:
• Who may qualify
• Which medications are included
• How the $50 copay works
• What this means for Medicare beneficiaries moving forward
As always, understanding your options before making decisions is important.

Medicare's New GLP-1 Bridge Program For years, one of the biggest frustrations for Medicare beneficiaries has been the cost of GLP-1 medications used for weight loss. Drugs like Wegovy and Zepbound have helped many people lose...

Dave, thank you for your recommendation and for allowing our team to be part of your Medicare journey!

Please give us a call if you would like some guidance for your journey as well!
608-839-0275

𝑶𝒏𝒆 𝒐𝒇 𝒕𝒉𝒆 𝒃𝒊𝒈𝒈𝒆𝒔𝒕 𝑴𝒆𝒅𝒊𝒄𝒂𝒓𝒆 𝒅𝒆𝒄𝒊𝒔𝒊𝒐𝒏𝒔 𝒚𝒐𝒖’𝒍𝒍 𝒎𝒂𝒌𝒆 𝒊𝒔 𝒄𝒉𝒐𝒐𝒔𝒊𝒏𝒈 𝒃𝒆𝒕𝒘𝒆𝒆𝒏 𝑴𝒆𝒅𝒊𝒄𝒂𝒓𝒆 𝑨𝒅𝒗𝒂𝒏𝒕𝒂𝒈𝒆 𝒂𝒏𝒅 𝒂 𝑾𝒊𝒔𝒄𝒐𝒏𝒔𝒊𝒏 𝑴𝒆𝒅𝒊𝒄𝒂𝒓𝒆 𝑺𝒖𝒑𝒑𝒍𝒆𝒎𝒆𝒏𝒕.

The challenge?
Most people are trying to compare plans without fully understanding how different they really are.

In Wisconsin, Medicare Supplements work differently than they do in most other states — which makes local guidance even more important.

At Prairie Grove Insurance, we take an education-first approach to help you understand:

• 𝑯𝒐𝒘 𝒆𝒂𝒄𝒉 𝒐𝒑𝒕𝒊𝒐𝒏 𝒘𝒐𝒓𝒌𝒔
• 𝑻𝒉𝒆 𝒑𝒓𝒐𝒔 𝒂𝒏𝒅 𝒄𝒐𝒏𝒔 𝒐𝒇 𝒃𝒐𝒕𝒉
• 𝑷𝒓𝒐𝒗𝒊𝒅𝒆𝒓 𝒂𝒄𝒄𝒆𝒔𝒔 𝒂𝒏𝒅 𝒓𝒆𝒇𝒆𝒓𝒓𝒂𝒍𝒔
• 𝑪𝒐𝒔𝒕𝒔 𝒏𝒐𝒘 𝒗𝒔. 𝒄𝒐𝒔𝒕𝒔 𝒍𝒂𝒕𝒆𝒓
• 𝑾𝒉𝒊𝒄𝒉 𝒐𝒑𝒕𝒊𝒐𝒏 𝒎𝒂𝒚 𝒃𝒆𝒕𝒕𝒆𝒓 𝒇𝒊𝒕 𝒚𝒐𝒖𝒓 𝒍𝒊𝒇𝒆𝒔𝒕𝒚𝒍𝒆 𝒂𝒏𝒅 𝒓𝒆𝒕𝒊𝒓𝒆𝒎𝒆𝒏𝒕 𝒈𝒐𝒂𝒍𝒔

There’s no one-size-fits-all answer.
The right choice is the one that fits 𝗬𝗢𝗨.

If you have questions about Medicare Advantage vs. Wisconsin Medigap, give our office a call. We’re here to help make Medicare simple and easy to understand.
608-839-0275

#𝐄𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧𝐅𝐢𝐫𝐬𝐭 #𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞𝐇𝐞𝐥𝐩 #𝐏𝐫𝐚𝐢𝐫𝐢𝐞𝐆𝐫𝐨𝐯𝐞𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞

𝐇𝐞𝐥𝐩𝐢𝐧𝐠 𝐩𝐞𝐨𝐩𝐥𝐞 𝐟𝐞𝐞𝐥 𝐜𝐨𝐧𝐟𝐢𝐝𝐞𝐧𝐭 𝐢𝐧 𝐭𝐡𝐞𝐢𝐫 𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧𝐬 𝐢𝐬 𝐞𝐱𝐚𝐜𝐭𝐥𝐲 𝐰𝐡𝐲 𝐰𝐞 𝐝𝐨 𝐰𝐡𝐚𝐭 𝐰𝐞 𝐝𝐨. 👏

𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞 𝐢𝐬 𝐧𝐨𝐭 𝐨𝐧𝐞-𝐬𝐢𝐳𝐞-𝐟𝐢𝐭𝐬-𝐚𝐥𝐥, 𝐚𝐧𝐝 𝐰𝐞 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐭𝐚𝐤𝐢𝐧𝐠 𝐭𝐡𝐞 𝐭𝐢𝐦𝐞 𝐭𝐨 𝐜𝐨𝐦𝐩𝐚𝐫𝐞 𝐩𝐥𝐚𝐧𝐬, 𝐞𝐱𝐩𝐥𝐚𝐢𝐧 𝐨𝐩𝐭𝐢𝐨𝐧𝐬, 𝐚𝐧𝐝 𝐟𝐨𝐜𝐮𝐬 𝐨𝐧 𝐰𝐡𝐚𝐭 𝐰𝐨𝐫𝐤𝐬 𝐛𝐞𝐬𝐭 𝐟𝐨𝐫 𝐞𝐚𝐜𝐡 𝐩𝐞𝐫𝐬𝐨𝐧 𝐦𝐚𝐤𝐞𝐬 𝐚𝐥𝐥 𝐭𝐡𝐞 𝐝𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐜𝐞. 🤝

𝐆𝐢𝐯𝐞 𝐮𝐬 𝐚 𝐜𝐚𝐥𝐥 𝐢𝐟 𝐲𝐨𝐮 𝐰𝐨𝐮𝐥𝐝 𝐥𝐢𝐤𝐞 𝐬𝐨𝐦𝐞 𝐡𝐞𝐥𝐩 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮𝐫 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐡𝐞𝐚𝐥𝐭𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐥𝐚𝐧𝐬!
𝟔𝟎𝟖-𝟖𝟑𝟗-𝟎𝟐𝟕𝟓

#𝐖𝐢𝐬𝐜𝐨𝐧𝐬𝐢𝐧𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞