C Brian Hart Insurance Corp

Summer hosting season is right around the corner, and it’s the perfect time to make sure your home is ready for more than just good food and good company.

Before guests arrive, it’s important to think about how an unexpected accident on your property would be handled. Is your current homeowners insurance prepared to step in?

Our team at C. Brian Hart Insurance put together a few key coverage considerations to review before you host any gatherings this summer.

Planning to have friends and family over in the coming months? Now is a great time to review your policy and make sure there aren’t any gaps. Give us a call — we’re here to help you feel confident and protected before the season kicks off.

Running a pool construction or outdoor living business means managing more than just beautiful designs — you’re also juggling high-risk elements. Without the right coverage, even a minor misstep can lead to a major financial ripple. Swipe through to see the must-have coverages.

Contact our team today to review your coverage and protect your operations

When you lend out your car or borrow someone else’s, it’s natural to wonder how insurance works if an accident happens. Our team gets this question often, and it’s an important one.

In most cases, auto insurance follows the vehicle—not the driver. That means the owner’s policy typically steps in first. But there are exceptions, and the details can get tricky depending on the situation.

We want you to feel confident about how your coverage applies. If you’re unsure what your policy includes or whether you need additional protection, our team at C. Brian Hart Insurance is always here to help.

Have questions about your current auto coverage? Reach out anytime.

Have you ever wondered what some of the most common business insurance claims have historically been? View the graphic to discover the answers.

It is vitally important to protect your business from these common risks by ensuring you have the right policies in place. For instance, theft and burglary incidents alone can lead to claims averaging $8,000.

That is why our team is here to help you find the coverage that best suits your needs. Reach out to us today.

As warmer days start rolling in, we wanted to take a moment to check in with our community.

At C. Brian Hart Insurance, we know this time of year brings a welcome shift into outdoor plans, extra sunshine, and a little more ease in the day. Whether you're getting outside, planning upcoming travel, or simply enjoying the change in season, we hope you're finding time to recharge.

If there's anything our team can help you review or update as we head into the sunnier months, we're always here to support you. Feel free to reach out anytime.

Boating season is almost here, and our team at C. Brian Hart Insurance has been hearing from more clients who are getting ready to launch their boats or review their liability coverage before heading back on the water.

This is the perfect time to take another look at your boat insurance. With more activity on the water, having the right protection in place can make all the difference. Check out our overview of common boating accidents, liability exposures, and how the right policy can help safeguard you and your passengers.

If it’s been a while since you reviewed your coverage — or if you’re interested in setting up a dedicated boat policy — we’re here to help. Reach out anytime to start the conversation.

Rainy days bring unique challenges to construction sites, raising the risk of accidents and delays. Workers’ compensation is essential for covering unexpected incidents, but taking proactive steps during wet weather is equally important.

With spring almost here, swipe through for tips to protect your crew and keep operations running safely in rainy conditions.

Need a comprehensive workers’ comp review? Contact us today to make sure you’re prepared — rain or shine!

Following the recent spate of severe weather, we want to share our hopes that all of you are safe and sound 💗

If your property sustained damage, know that we’re here to help. Here are a few initial steps to take:

✔️ Prioritize safety - Leave the property if there are immediate hazards or risks. Do not attempt to survey the damage yourself if it is not safe to do so.

✔️ Document the damage - If it’s safe to do so, take photos or videos of the damage, capturing wide-angle shots and close-ups as evidence for any claims.

✔️ Mitigate further damage - Again – if safe – take reasonable steps to prevent additional damage, such as covering a damaged roof with a tarp. Keep receipts for temporary repairs.

✔️ Give us a call - We can offer clients tailored advice and help facilitate communication with the insurance carrier.

If you have insurance questions or other needs post-storm, don’t hesitate to reach out. Even if you’re not a client, we’re happy to help however we can 🤝

National Insurance Day is a great reminder of why our work matters — life can be unpredictable, but having the right coverage means you never have to face those moments alone.

At C. Brian Hart Insurance, we’re grateful for the trust our clients place in us every day. Your confidence in our team is what drives us to keep showing up, protecting what matters most.

If you ever have questions about your policy or need guidance, we’re always here to help.

Summer is officially here, and many homeowners are updating their backyards for a season full of fun. From pools and trampolines to playgrounds and fire pits, these additions can make great memories — but they also increase your liability exposure.

Here are a few simple steps you can take to help reduce common backyard risks and keep everyone safe this summer.

If you’re not sure whether your current homeowners policy provides enough protection, our team at C. Brian Hart Insurance is here to help. We can review your liability limits, explore additional coverage options, and make sure you have the safety measures you need for peace of mind.

Reach out today to get started. ☀️