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Fed keeps rate unchanged, but nearly half of policymakers would support hike this year The Federal Reserve held its benchmark rate steady Wednesday as policymakers showed growing concern about persistent inflation. New projections marked a shift from March, with several officials now expecting at least one rate hike this year. The Federal Reserve kept its key rate unchanged Wednesday....

Gen X leads all generations in multi-generational home buying Gen X buyers are leading demand for multi-generational homes as adult children move back and aging parents need care. Realtors who understand flexible layouts, zoning and family dynamics can better serve this growing buyer group. Adult kids are moving back. Aging parents need a room. And Gen X is wr...

Make outdoor space easy for buyers to love Outdoor space is playing a larger role in buyer decisions, but sellers may get the most value from simple, low-maintenance curb appeal rather than costly garden upgrades. Outdoor space is becoming a bigger part of buyer conversations, but Realtors® can help clients separate lifestyle appeal from re...

Mortgage fears shape buyer decisions A growing number of buyers are approaching mortgages through the lens of financial stress, past housing downturns and generational attitudes toward debt. The trend highlights the importance of understanding how financing fears may shape affordability conversations, refinancing decisions and long-ter...

Market myths keep buyers and sellers on hold Misconceptions about inventory, mortgage rates and market timing are keeping some buyers and sellers from making decisions, even when local data tells a different story. Clear, fact-based conversations can help customers move past worst-case thinking and toward choices that fit their goals. Three my...

Can a quitclaim deed remove someone from a mortgage? A quitclaim deed transfers ownership interest in a property, but it does not remove a borrower from the mortgage loan. That can create problems after divorce if the person later tries to qualify for a new mortgage. Question: My ex and I divorced last year, and she kept the house. I signed a quitclai...

Rate Check: Are Buyers Overpaying on Their Mortgage? A new study calls out the $60,000 mistake that too many home shoppers keep making. Current mid-6% mortgage rates—with the 30-year fixed-rate mortgage averaging 6.48% this week—may be straining homebuying budgets, but lending experts say borrowers increasingly overlook one critical step that coul...

Strong jobs report adds to rate discussion Employers added more jobs than expected in May, a sign of labor market strength that could keep mortgage rates in focus for buyers and sellers. Stronger-than-expected hiring in May points to a resilient labor market, but it could also keep mortgage affordability in focus if the Federal Reserve sees....

Older buyers are prioritizing long-term livability in home searches Homebuyers over 55 are placing greater emphasis on aging-in-place features, maintenance needs and long-term lifestyle fit when searching for homes, creating new opportunities for Realtors who understand these housing concerns. Retirement-age buyers are increasingly evaluating whether a property will...

Builder confidence rises in May as incentives remain common Higher mortgage rates and affordability pressures have shaped buyer demand. New data from the National Association of Home Builders showed incentives remained elevated for the 14th straight month. Builder confidence improved modestly in May, but builders are still relying heavily on incentives and p...