Parish Protection Agency

Most people don’t spend their free time reading insurance policies. We don’t expect you to.

But you should have someone who can explain what you have, what it protects, and where there may be gaps before you ever need to file a claim.

That’s a big part of what we believe an insurance agency should do.

If it’s been a while since someone actually walked through your coverage with you, send us REVIEW.

October Saturdays are pretty hard to beat in Louisiana.

Football on all day, something on the grill, and hopefully the weather finally starting to feel a little better.

So what’s everybody doing today?

Watching football, fishing, working outside, cooking, or something else?

Let us know in the comments.

The boat may spend less time on the water once summer is over, but that doesn’t mean there’s nothing left to protect.

Theft, storm damage, storage, and trailer coverage are all things worth thinking about while your boat is sitting.

Before you put it away for a while, take a few minutes to make sure you know what your policy covers.

Send us BOAT if you have questions.

New jewelry, a nice watch, or another valuable purchase can be easy to overlook when it comes to insurance.

Your homeowners policy may provide some protection for personal belongings, but certain valuables can have coverage limits, especially for specific types of loss.

If you’ve made a significant purchase this year, it’s worth checking before assuming it’s fully covered.

Send us REVIEW and we’ll help you take a look.

One of the biggest misconceptions we hear is, “I’m not in a flood zone, so I don’t need flood insurance.”

Flood risk isn’t limited to the areas most people think of as high risk. Heavy rain and drainage problems can cause flooding in places that haven’t flooded before.

And a standard homeowners policy typically does not cover flood damage.

Send us FLOOD and we can help you understand your options.

That detached garage or storage building in the backyard may be covered by your homeowners policy, but do you know for how much?

Fences, sheds, detached garages, and other structures can have their own coverage limits.

If you’ve added or upgraded anything on your property since you bought your policy, it may be time to make sure your coverage still matches what you have.

Message us if you’d like us to take a look.

Ever hand your keys to a friend or family member without thinking twice about it?

If they get into an accident while driving your vehicle, your auto policy may be the one involved. Exactly how coverage responds can depend on the driver, the vehicle, and your policy.

Before you hand over the keys, it’s worth knowing how your coverage works.

Have a question about your auto policy? Send us a message.

We compare what you own today with what your policy covers today.

We look for missing information, outdated limits, and changes that were never added.
Then we explain what we found in plain English.

If everything looks right, we’ll tell you that too.

If it has been a while since someone reviewed your coverage, send us a message.

You can only keep one:

Wings
Burgers
Chips and dip
Pizza

What are you choosing for the rest of football season?