Retirement Resource Group

Six key moments in life—a raise, a reduction in debt, for example—offer opportunities for you to adjust and increase the amount you’re contributing to retirement savings.

When to consider increasing my 401(k) and IRA contributions Just a 1% increase in your 401(k) contribution can make a big difference. Learn how making the most of your retirement plan now could help ensure your golden years are even more golden.

Three additional options can help you put away more to help you reach your retirement goals.

Ways to save for retirement beyond your 401(k)

Later in your career, you may be thinking about ways to maximize income. Let's explore how you can build momentum and make the most of the time you have left to save.

Nearing retirement: Steps to help you build more savings July 10, 2026 What's next? How are you progressing toward your retirement goals? Log in to principal.com to see how you’re doing. View Retirement tagged articles in the Learn listing.

By mid-career, life is often full. You may be earning more, but likely have more expenses, too. Let’s explore small steps you can take to help increase your retirement savings—even with competing priorities.

Small habits to help build retirement savings in mid-career July 10, 2026 What's next? How are you progressing toward your retirement goals? Log in to principal.com to see how you’re doing. View Retirement tagged articles in the Learn listing. View Retirement tagged articles in the Learn listing.

If you’re not sure where to begin when saving for the future, you’re not alone. Let’s explore a few simple money moves you can make right now that may make a difference in your financial future. We’ll help you get started.

Money moves to consider early in your career July 10, 2026 What's next? How are you progressing toward your retirement goals? Log in to principal.com to see how you’re doing. View Retirement tagged articles in the Learn listing. View Retirement tagged articles in the Learn listing.

Asset allocation serves as a useful retirement planning tool to help you manage market uncertainty, build resilience in your investments, and respond to changing financial goals.

Investing for retirement: What’s the best asset allocation model for you?

Cost is just one aspect of the benefits package you receive through your employer. You can find out more about what’s offered and how you can use benefits for practical help in your daily life.

Your workplace benefits: What’s offered, what they cost, and how to get more out of them

There are alternatives to using retirement savings for debt repayment that help protect your budget and your financial progress.

Should you use your retirement savings to pay down (or off) debt?

Diversity and balance in your retirement savings—from guaranteed sources of income to those with growth potential—is key. Annuities may offer a tax-advantaged source for your post-work years.

Annuities: Types, payments, taxes, and more