Seagate Sun

What Factors Affect Your Home Insurance Premiums?

As the insurance market stabilizes, I want to share some key elements influencing your home insurance rates. Several factors impact what you pay, from your Deductible to the age of your home. Some common ones are:
✅ Deductible
✅ Age & Construction of Home
✅ Replacement Cost
✅ At-Home Business
✅ Dog Breed (if any)
✅ Distance to Fire Station
✅ Remodeling
✅ Wood-Burning Stoves
✅ Martial Status
✅ Insurance Score (used in most but not all states. Actual coverage is subject to the policy as written)

Pro Tip: Bundling your home and auto insurance could be another great way to keep your premiums competitive!

If your renewal is coming up and you'd like to review your options, feel free to reach out!

Aneta Sadowski
(239) 544-1117
seagatesun.com

Hurricane Helene updates for Naples, FL, with some essential resources to help you stay informed:

Global Wind & Hurricane Tracker: A really cool interactive map for hurricane lovers: https://earth.nullschool.net/

Radar: Track the storm in real-time without any fluff: https://baynews9.com/fl/tampa

Power Outages: Check the latest electric outage updates across the US: https://poweroutage.us/

Stay safe, don’t panic, and follow local emergency instructions.

earth :: a global map of wind, weather, and ocean conditions See current wind, weather, ocean, and pollution conditions, as forecast by supercomputers, on an interactive animated map. Updated every three hours.

"Thank you for offering so many auto insurance options. I am a hurdle on my parent's auto policy (freshly licensed driver), so knowing that I've got the best possible coverage for the lowest possible price feels really good."
Alex P.