Direct Federal Credit Union

Direct Federal Credit Union

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With 50+ years of lending experience, we know how to keep things simple. Whether youโ€™re looking for a low-rate mortgage, HELOC or auto loan we can help.

Founded in 1953. One of the fastest growing credit unions in Massachusetts. Members enjoy low loan rates on our auto loans, home equity lines + loans, mortgages, credit cards, and personal loans while earning more with our CDs (share certificates), and money market accounts. Contact us to learn more about our free Hub Checking account that offers free ATMs worldwide.

08/11/2026

Team Direct representing at the ! ๐Ÿ™Œ

A huge thank you to Cooperative Credit Union Association for hosting another incredible Young Professionals Summit! Weโ€™re grateful for two inspiring days filled with learning, collaboration, and meaningful connections.

08/10/2026

Help Fill the Bus for Kids in Need! ๐ŸšŒ

Weโ€™re collecting donations at Direct Federal for Catie's Closet to help local children and teens start the school year feeling prepared and confident, both in the classroom and beyond.

๐Ÿ“… August 1 โ€“ September 1, 2026: Any of the items below can be dropped off at Direct Federal, 50 Cabot St., Needham, MA 02494. Most-needed items include:

๐Ÿ‘• New & gently used clothing: T-shirts, sweatshirts, jeans, pants, shorts, leggings and coats
๐Ÿงฆ New socks and underwear
๐Ÿงด New full-sized toiletries: Shampoo, soap, deodorant, toothpaste, toothbrushes and period products

Letโ€™s come together to Help Fill the Bus and support kids in our community. Learn more about Catieโ€™s Closet: https://bit.ly/3m3t9dn ๐Ÿฉต

Photos from Direct Federal Credit Union's post 08/07/2026

Putting the pack in impact with Cradles to Crayons Massachusetts. ๐Ÿ’œ๐ŸŽ’โœ๏ธ

08/05/2026

Read our latest blog to learn how to spot the warning signs of a potential scam and keep your personal information safe. ๐Ÿ”’๐Ÿ’ป

Direct Blog: https://bit.ly/4xoaJY9

Photos from Direct Federal Credit Union's post 07/31/2026

Cradles to Crayons Massachusetts Backpack-A-Thon 2026 ๐Ÿ’œ๐ŸŽ’

Together, we were able to pack 50,000 backpacks for children across Massachusetts, Southern New Hampshire, and Rhode Island. ๐Ÿ‘

Photos from Direct Federal Credit Union's post 07/30/2026

Happy ๐Ÿ‘

Join us in celebrating our 2026 summer interns and getting to know the talented individuals behind the work!

A big thank you to Karolina, Sean, James and Connor, for your hard work, positive attitudes, and the unique perspectives you've brought to Direct Federal this summer.

Weโ€™re excited to see all the great things ahead for each of you! ๐ŸŒŸ

Photos from Direct Federal Credit Union's post 07/28/2026

Throwing it back to some of the incredible memories from years past as we gear up for the Cradles to Crayons Massachusetts Annual Backpack-A-Thon this Thursday! We can't wait to do it all again and help make a difference for kids heading back to school.๐ŸŽ’๐Ÿ’œ

07/24/2026

โ€œIn all the years I have been a member of Direct Federal I have been impressed with the service staff. I am most impressed with their adaptation to offering tech access and continuing access to live people when I call in.

I have found each and every encounter with them courteous, professional, welcoming and caring. Congratulations to all your Customer Service staff. Keep up the great work.โ€

- Direct Federal Member

07/23/2026

Cosmo gives this chair two paws up. ๐Ÿพ๐Ÿ–๏ธ

Think it belongs in your backyard instead? Enter our giveaway for your chance to win our beach bundle! ๐Ÿ˜Ž

Create your user profile on our Financial Wellness Platform between July 9 and July 31, 2026, and you'll automatically be entered to win:

- An Arctic 15-Can Cooler
- Two Beach Chairs
- Two Stainless Steel Water Bottles
- $100 Trader Joes Gift Card

Getting started is easy!
1. Go to https://bit.ly/3RlO5Ng
2. Fill out all of the required user profile information
3. Youโ€™re automatically entered to win!*

The winner will be randomly selected and notified on August 1st via email.

*No purchase necessary. Void where prohibited. Enter by creating a Financial Wellness Platform profile during the giveaway period or by mailing your full name, email, and phone number to 50 Cabot St., Needham, MA 02494 (postmarked by July 31, 2026; received by August 1, 2026). Limit one (1) entry per person. Users age 12 and under must provide a parent/guardian email. Registration requires agreement to Banzaiโ€™s terms and privacy policy. Duplicate entries are void. Employees, Board Members, and their immediate families are ineligible. Giveaway runs July 9โ€“31, 2026. Winner selected at random; regardless of entry method. Winner announced August 1, 2026 at 9:00 AM and will receive one RTIC Cooler, two Direct Federal beach chairs, two stainless steel water bottles and a $100 Trader Joe's gift card. Winner will be notified by email and must respond within five (5) business days or forfeit the prize; an alternate may be selected. Prize must be picked up in person at Direct Federal Branch, 50 Cabot St., Needham, MA; valid ID may be required. By entering, participants consent to the collection and use of their information to administer the giveaway and create a platform profile per the credit unionโ€™s privacy policy.

07/22/2026

Refer. Reward. Repeat. โ˜€๏ธ

Summer is better with friends, and rewards! When you refer your friends to Direct Federal, and they open an account or loan with us, you'll get $25* deposited into your accounts. Learn more here https://bit.ly/4kvha6m ๐Ÿ’ป

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Category

Address


50 Cabot Street
Needham, MA
02494

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm
Saturday 8am - 1pm