Diamond Point Wealth Partners

Did you know that September is Life Insurance Awareness Month?

The Diamond Point Wealth Partners team recently participated in the 2026 Centinel Financial Group (CFG) Open at Indian Pond Country Club in Kingston, MA. We had a great time raising awareness and funds for the Massachusetts Soldiers Legacy Fund!

Massachusetts Soldiers Legacy Fund is a charitable trust that honors Massachusetts Fallen Servicemen and Servicewomen who were killed while deployed on Operation Enduring Freedom and Operation Iraqi Freedom, by providing educational grants to their children. Learn more at https://mslfund.org/.

Thank you to CFG and to all those who participated!

We are proud to recognize Peter Sechoka for earning the 2026 NAIFA Quality Award for Financial Advising and Investments!

This distinction reflects Peter’s commitment to exceptional client service, continued professional development, and upholding the highest ethical standards in the industry.

The NAIFA Quality Award honors advisors who demonstrate excellence in serving their clients and advancing the profession.

Congratulations, Peter, on this well-deserved achievement!

Understanding IRMAA can help you avoid costly surprises in retirement.

Many retirees are surprised to learn that higher income can lead to higher Medicare Part B and Part D premiums, sometimes even years later.

Because IRMAA is based on your Modified Adjusted Gross Income (MAGI) from two years prior, proactive planning can make a meaningful difference.

Every big journey starts with a small first step...

As parents, one of the greatest gifts we can give our children is a strong financial foundation. Here are 5 things every parent should know about the new hashtag :

💎 1. Birth Date Matters:
Children must be born between January 1, 2025, and December 31, 2028, to qualify for the $1,000 federal seed contribution.

💎 2. Understand the Withdrawal Rules:
Funds generally cannot be accessed before age 18. Between ages 18 and 25, withdrawals are limited to certain qualified purposes. Beginning at age 30, remaining funds may generally be used for any purpose, although taxes and other rules may apply depending on the type of withdrawal.

💎 3. You Can Continue Adding to the Account:
Parents, grandparents, family members, and friends can contribute up to a combined $5,000 per year (adjusted for inflation beginning in 2028). Employer contributions are limited to $2,500 per employee per year and count toward that $5,000 annual limit.

💎 4. Designed for Long-Term Growth:
Before age 18, investments are limited to diversified U.S. stock index mutual funds or ETFs, encouraging long-term investing rather than speculation.

💎 5. Every Family Should Understand How It Fits Their Plan:
Trump Accounts may be a valuable addition to your financial plan, but it's important to understand how they compare with options like 529 plans, Roth IRAs (when eligible), and other long-term savings strategies before deciding where to save.

Every family's goals are different. If you'd like to discuss whether a Trump Account fits into your family's overall financial plan, we're happy to help.

Diamond Point Wealth Partners is honored to be speaking at this year’s annual MAVA Connecting for Success Conference!

Stop by our booth and presentation to say hello

What’s your most valuable asset?

For many people, it’s not their home, investment portfolio, or business. It’s their ability to earn an income over their lifetime.

Your future earning potential is what funds your lifestyle, supports your family, builds your retirement savings, and helps you achieve long-term financial goals. Yet it’s one of the most overlooked areas of financial protection.

May is Disability Insurance Awareness Month, a timely reminder that protecting your income is a critical part of a sound financial plan.

Many people insure their home, car, and valuables, but forget to protect the paycheck that makes all of those things possible. An unexpected illness or injury can create financial stress far beyond medical expenses alone.

Disability insurance can help provide:

->- Income replacement during a medical leave
->- Protection for retirement and savings goals
->- Financial flexibility during recovery
->- Peace of mind for you and your family

Whether you are a business owner, physician, executive, young professional, or growing family, reviewing your disability coverage is an important part of a comprehensive financial strategy.

At Diamond Point Wealth Partners, we believe financial planning is about more than building wealth. It’s about protecting the future you are working so hard to create.

Clarity. Confidence. Commitment.

Our team is always happy to visit great Vocational Schools in Massachusetts, such as Worcester Technical High School. We will be there on May 12th at 2:00 PM to discuss how to navigate the Massachusetts Teachers' Retirement System (MTRS) and other helpful financial wellness topics.

If something unexpected happened tomorrow, would your plan hold up?

Not a comfortable question, but an important one.

I have a lot of conversations with people who have done a great job saving, investing, and building wealth… but when it comes to estate planning, there is often a gap.

At the core, three simple documents carry a lot of weight:

->- A will
->- A durable power of attorney
->- An advance healthcare directive
->- Basic living trust (if applicable)

Without these, those decisions are left up to the state, not your family, and not your intentions.

Here is the part that surprises people even more.

Many have already done this work at some point. They met with an attorney, signed the documents, and checked the box. But that was 5, 10, sometimes 15+ years ago.

Life has changed since then.

->- Families have grown
->- Relationships have shifted
->- Financial situations have evolved

If your documents have not kept up, there is a good chance your plan no longer reflects what you actually want.

Estate planning is not about documents sitting in a drawer. It is about making sure the right people are in place, your wishes are clear, and your plan still works when it matters most.

At Diamond Point Wealth Partners, this is something we revisit regularly with our clients. We coordinate with their estate attorneys, review what is in place, and make sure everything remains aligned with their goals.

Because at the end of the day, a financial plan is not just about building wealth. It is about ensuring it is handled exactly as you intended.

Thank You Thomas Huang!

We are excited to recognize Thomas as he wraps up his internship with Diamond Point Wealth Partners and Centinel Financial Group, LLC. Throughout his time with us, Thomas consistently demonstrated a strong work ethic, curiosity, and a great attitude that added real value to our teams.

As he returns to his academic pursuits and looks ahead to new opportunities, we wish him every success in what’s next.