UltraCar Insurance

UltraCar Insurance

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UltraCar Insurance provides SR22 insurance in 34 states, FR44 insurance in Florida and Virginia. We also sell standard and SR22 motorcycle insurance policies.

UltraCar Insurance is a family-owned business located in the St. Louis metro area, specializing in high-risk auto and non-owner insurance. We offer SR22 insurance in 34 states, FR44 insurance in Florida and Virginia, and cross-state SR22/FR44 insurance filings. Our company and our agents hold licenses in each state where we sell these insurance products. The uncertainty of having a suspended licen

SR22 and Ignition Interlock 03/05/2026

Ignition Interlock & SR22 Insurance
We understand that having to deal with getting SR22 or FR44 insurance and an ignition interlock device after a DUI or DWI can be stressful. If you need support, visit the link below to learn how we can help make your SR22 policy and IID installation more affordable.

SR22 and Ignition Interlock To reinstate your license after a DUI license suspension, you'll likely need both SR22 insurance and an ignition interlock device.

What is Full Coverage Auto Insurance? 01/30/2026

What kind of auto insurance coverage is best for you?
In many cases, people who need high-risk SR-22 or FR-44 auto insurance choose to get their state's minimum liability coverage to save money. However, some drivers want full-coverage auto insurance for peace of mind. We can help you determine the type of coverage that's best for you. Click below to learn more about the benefits of full coverage auto insurance.

What is Full Coverage Auto Insurance? Full coverage auto insurance isn’t mandatory, but many drivers prefer it to minimum coverage. This blog details the features and benefits.

Who Are High-Risk Drivers? 12/02/2025

High-Risk Drivers & Insurance Premiums
High-risk drivers may struggle to find affordable car insurance. If you need to attach an SR-22 or FR-44 certificate to your insurance policy, it can significantly impact your rate. This blog post explains how the reason for license suspension can influence the premium you will pay.

Who Are High-Risk Drivers? High-risk drivers usually pay higher insurance premiums than their counterparts. Here’s a blog post explaining who high-risk drivers are.

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Address


801 S Woodlawn Avenue, Ste 26
O'Fallon, MO
63366

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 9am - 3pm