Dan Main
Senior Mortgage Banker, Certified Mortgage Advisor, at Flat Branch Home Loans. Contact me at (636) 284-4144 or apply online today @ www.danmain.com. NMLS 502036
A little about me, my Name is Dan Main and I have been a mortgage loan officer for over 25 years and proudly serving in our Saint Louis & Saint Charles Communities, specializing in home purchase financing. To that fact, I am very well experienced with fulfilling loan commitment and closing dates on schedule. Many happy clients refer me to their family and friends largely because of the smooth expe
07/30/2026
A confident homebuying journey starts with the right preparation. π
Here are a few ways to set yourself up for success:
β
Get pre-approved before you start shopping
β
Know your budget and monthly payment comfort level
β
Avoid making major purchases during the loan process
Ready to take the next step? Let's connect! π±
07/28/2026
Want to stand out in a competitive market? Being offer ready starts with getting pre-approved before you begin house hunting. π‘
A pre-approval helps you:
π° Understand your buying power
β‘ Move quickly when you find the right home
π€ Show sellers you're a serious buyer
The reality is that homes can move fast. Having a pre-approval in hand can help you submit a stronger offer and avoid unnecessary delays.
Reach out today and let's get you offer ready!
07/23/2026
Not sure what you can afford? π€π‘
Here's what matters most:
π° Income and monthly debts
π Credit score
π¦ Interest rates
π΅ Down payment
Want a clear number? Let's talk through it together! β
07/21/2026
Lower your monthly payment without putting your home goals on hold! ππ‘
Small changes can make a big difference. Improving your credit score or increasing your down payment can help you secure a better rate, while exploring different loan programs or choosing a longer term can lower your monthly cost.
Let's talk through what makes the most sense for your situation!
07/17/2026
07/16/2026
How long does it really take to close on a home? π‘
Most home closings take 30 to 45 days, though some move faster depending on how quickly documents are submitted and the loan type. During that time, your loan goes through processing, appraisal, and final underwriting.
Before you know it, you'll be signing your final paperwork and getting the keys to your new home! π
Have questions about your timeline? Reach out today! π
07/14/2026
Thinking about buying a home? Start with these first steps!
π Get pre-approved - Know your price range and show sellers you are serious
π° Review your finances - Income, savings, and expenses all matter
π§Ύ Gather documents - Pay stubs, W2s, and bank statements help speed things up
π Start house hunting - Shop with confidence once you know your numbers
Ready to take your first steps? Let's talk!
07/09/2026
Warm weather is the perfect time to take care of your home! βοΈπ‘
Here's a few tips:
π§οΈ Clean gutters and downspouts
π Inspect roof and siding
π¦ Power wash patios and driveways
π³ Trim trees and refresh landscaping
Whether you're planning ahead or just staying on track, we're here to help!
07/07/2026
Not sure how home equity works or how to use it? π‘π‘
Home equity grows as you pay down your loan and as your home value increases. Building it can be as simple as making extra principal payments, keeping up with maintenance, and choosing smart upgrades.
You can use equity for home improvements, consolidating debt, or funding major life goals. π¨πΈ
Have questions? Reach out today!
07/02/2026
You can own for less than you think! π‘
Renting isnβt always the most cost-effective option, and the cost of owning has become more accessible for buyers. β
With homeownership, your monthly payment can help build equity and create long-term value. Plus, with down payment assistance and flexible loan programs, you might be closer than you think! π‘
If you've been assuming renting costs less, you may be surprised. Let's talk about your options!
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Telephone
Website
Address
947 Waterbury Falls Drive
O'Fallon, MO
63368
Opening Hours
| Monday | 8:30am - 5pm |
| Tuesday | 8:30am - 5pm |
| Wednesday | 8:30am - 5pm |
| Thursday | 8:30am - 5pm |
| Friday | 8:30am - 5pm |