JFC Funding - Andrew

Interest rates are starting to drop. Now is the time to start thinking about refinancing and saving some hard earned money. Let’s talk and see how much you can save.

If you have a 30 year mortgage with a principal balance of $500,000 @ 7% interest rate your monthly principal and interest payment is $3,326.
@ 6% interest rate your payment drops by $329 a month……..

Anyone who purchased a home in the last 2 years with a VA mortgage…..I can prob lower your interest rate by 2%.

If you bought a house in the last 3 years you might be able to lower your monthly payment by refinancing.

Why pay more? If you bought a house in the last 3 years, refinancing might save you a bunch. Who wants found money?????

FHA interest rates could be as low as 5.99% (6.04% APR) see if you qualify……

Looks like mortgage interest rates have begun to drop….if you have an FHA loan with an interest rate above 7% I can probably save you a bunch of $$$$$

If you purchased a home in 2023. Be sure to include your closing disclosure with your other tax documents. If you paid discount points, they can be written off.

Freeze your credit to protect yourself from identity theft. When your credit is frozen no one can open new credit accounts even if they have your personal information.

100% free and easy to do. Only unfreeze when needed.

Only pain is you must do it with each of the 3 bureaus.

www.experian.com

www.equifax.com

www.transunion.com

If you purchased a home in the last 8 months, interest rates have dropped since then and it is almost worth it to refinance.