Gregory A. Boler

A mortgage can be manageable in retirement when reliable income covers the payment, but limited cash flow or other debt can make it a serious burden.

Should You Carry a Mortgage Into Retirement? Entering retirement with a mortgage can make sense in some situations, particularly when the interest rate is low and paying off the balance would leave too little cash available for emergencies. For others, removing the monthly payment may provide greater stability and peace of mind. The decision d...

A vacant home doesn’t take long to become vulnerable to leaks, break-ins, or power issues, so a simple pre-trip checklist is worth it.

Vacation Home Safety Tips Before You Travel Summer travel season is here, and this is a useful reminder that protecting your home starts before you leave the driveway. From preventing water damage to making your home look occupied, a few simple steps can reduce stress while you’re away. If you’re leaving town for a weekend or a longer tri...

Where you live affects a lot more than home values—it shapes your commute, safety, access to parks, and day-to-day quality of life.

How Livability Shapes Where People Want to Live Choosing where to live isn’t just about the house itself. Things like commute times, safety, schools, green space, and everyday convenience all play a huge role in how a place feels over time. This livability ranking offers a useful big-picture look at what makes certain cities more appealing than...

Experts encourage homebuyers to understand the various types of incentives, when and why they're offered, and how to make the most of these deals before buying a new-construction home.

How Mortgage Rate Buydowns and Builder Incentives Can Make New Construction More Affordable Builder incentives are promotions offered by developers that, much like a coupon, cut the cost of purchasing property in that community. Incentives are increasingly common today to entice cash-strapped buyers to make an offer, yet these discounts aren't always as simple as a straight price cut.

More renters are turning living rooms, dining rooms, and other shared spaces into bedrooms as housing costs continue to climb.

Renters Are Finding New Ways To Cut Housing Costs As rents remain high in many markets, some tenants are converting living rooms and other shared spaces into sleeping areas to reduce monthly costs. The trend highlights how affordability pressures are changing the way people use their homes and what they're willing to compromise on to stay within bu...

Limited high-end inventory is helping luxury prices hold firm, so understanding the motivations of both affluent buyers and reluctant sellers matters more than broad market headlines.

What Realtors Should Know About the 2026 Luxury Market The luxury housing market continues to outperform much of the broader U.S. market, supported by affluent buyers who are less sensitive to mortgage rates and economic uncertainty. At the same time, many high-end owners remain reluctant to sell, keeping inventory limited and supporting prices. The art...

If you’ve been noticing people moving toward lower-cost and lower-tax states, that shift is still shaping housing demand across the country.

Relocation Trends Reshaping U.S. Housing Markets More Americans are relocating based on affordability, lifestyle, remote work flexibility, and tax considerations, and that movement continues to reshape housing demand across the country. States like Florida and Texas have seen strong inbound migration, while higher-cost regions are adjusting to cha...

First-time buyers need local math, not national guesses, because rent, prices, appreciation, and loan costs vary so much by city.

Where Buying Beats Renting for First-Time Buyers This article compares renting versus buying across 136 U.S. cities, using FHA-style ownership costs, local rents, and recent price appreciation. The big takeaway is that buying came out ahead in 41% of the cities studied, while renting still made more sense in the rest. That’s a helpful reminder f...

A quieter home doesn't always require expensive renovations. A few simple changes can make everyday spaces feel noticeably calmer and more comfortable.

Simple Ways to Make Your Home Feel Quieter Reducing noise at home doesn't always mean investing in costly soundproofing. Everyday changes like adding rugs, hanging heavier curtains, sealing gaps around doors, rearranging furniture, and using bookshelves against shared walls can help soften unwanted noise and create a more comfortable living....

If your home isn’t selling, you’re definitely not the only one dealing with a market that suddenly requires a lot more patience than before.

What Sellers Can Do When a Home Won’t Sell More homeowners are running into something that barely existed during the peak housing frenzy: listings sitting on the market longer than expected. This article looks at practical ways sellers can reassess pricing, presentation, repairs, timing, and alternative options when a property isn’t gettin...