MiniCo Insurance

Signing it once and filing it away? That approach is what makes lease agreements one of the more overlooked exposures MiniCo's underwriting team sees.

A lease that made sense three years ago may not be the same document it needs to be today. See what belongs in your agreement, how digital and multistate rules have changed the requirements, and who should review what. https://hubs.la/Q04x_j610

Self-Storage Facility Lease Agreement Review | MiniCo A self-storage lease agreement needs regular review as state law, digital notices, and coverage evolve.

Only two weeks left until 10/1 renewals. Time to send your accounts to MiniCo!

If you’re looking to place a nonprofit or social services risk, MiniCo has you covered. With exclusive access to preferred markets, MiniCo is uniquely positioned to place risks in 300+ classes including startups, new ventures, special events, D&O, and more. https://hubs.la/Q04xFCbS0

48% of breaches now involve ransomware. 31% start with a software vulnerability rather than a stolen password.

IT professionals understand these risks firsthand. However, the businesses depending on their systems often don’t, and a general liability policy won’t cover the fallout when something goes wrong.

MiniCo’s blog is a useful read for any agent with small or mid-sized business clients in their book. https://www.minico.com/why-small-businesses-need-cyber-liability-insurance-more-than-ever/

While cyber attacks can happen to any industry, protection against cyber risks is especially crucial for businesses in the IT industry. These professionals rely on electronic systems and likely work in networked environments, making cyber threats more likely.

Explore Jencap's Professional Lines capabilities for cyber and more: https://hubs.la/Q04xxgCj0.

It’s hot out there. Hotter than your self-storage clients probably realize.

Learn how extreme heat affects self-storage facility safety, liability, and insurance risks and get practical prevention tips to share with self-storage operators.

Extreme Heat Safety for Self-Storage Facilities | MiniCo Learn how extreme heat affects self-storage facility safety, liability, and insurance risks—and get practical prevention tips to share with clients.

Calling all 10/1 renewals! If you’re looking to place a nonprofit or social services risk, MiniCo has you covered.

With exclusive access to preferred markets, MiniCo is uniquely positioned to place risks in 300+ classes including startups, new ventures, special events, D&O, and more.
Our team is ready to help you meet the deadline. Get a quote here: https://hubs.la/Q04wpXSc0.

While no one may want to think of a disaster or emergency happening to them, the best way to minimize potential damage is to prepare beforehand.

This , remind your clients to take steps now to protect their employees, customers, and business investment by planning ahead for future emergency. Get started with risk management tips from MiniCo: https://hubs.la/Q04wrv_30.

A booming number of people are reaching retirement age, and it’s driving demand for new care solutions that allow them to remain independent for as long as possible. Facilities offering specialized services like physical therapy, cognitive stimulation, and medication management are becoming increasingly sought after to meet that need.

MiniCo’s exclusive Allied Health program offers comprehensive insurance coverage tailored to the needs of adult day care centers, physical and occupational therapy practices, and other allied health operations.

With the appropriate adult day care insurance coverages, limits, and deductibles, your clients will have the peace of mind to fulfill their important mission of care. https://hubs.la/Q04wrxm70

On this Labor Day, we recognize and honor the hard work and dedication of everyone in our industry and each member of our MiniCo team.

Wishing you a safe and happy holiday!

Reminder: Our offices are closed today, and we will return tomorrow morning.

Great design reaches new heights. So does the risk.

MiniCo's exclusive Architects & Engineers Professional Liability program is available to wholesale brokers only and offers coverage for E&O, professional negligence, contract breaches, and more. Learn more about our program: https://hubs.la/Q04vPQZg0.

Sprains, cuts, and bruises? On the field, they could be badges of honor for a game well played. More serious injuries, such as a concussion, an ACL tear, or an ER visit, are a different story that opens up risks for leagues, camps, and schools.

Knowing how to respond when injuries happen is what separates prepared organizations from vulnerable ones.

MiniCo's blog breaks down the injury landscape and what youth sports organizations, camps, and schools should have in place before the next incident occurs. https://hubs.la/Q04vPQvh0