First Bank Home Loans

Rates remained stable but elevated during the week ending August 8, 2026, as jobs data pointed to a strong labor market. First Bank is an Equal Housing Lender.

Markets in a Minute Enjoy this quick update on what's going on in the housing and financial markets.

Realtors, if you have clients sitting on the sidelines, or if you're a buyer tired of watching your hard-earned money go toward rent while trying to out-save the market, we have a solution to get you over that cash-to-close hurdle.

Our new Down Payment Assistance (DPA) program is available nationwide, features funds that never run out, and is built to cover that upfront investment with zero income limits and no additional processing delay:

✔️ No Income Limits: Unlimited earning potential, same great assistance
✔️ Fast Closing: Zero extra processing time added to your loan
✔️ 100% Down Payment Coverage: Covers the 3.5% required for FHA
✔️ Closing Cost Boost: Options available up to 5% total assistance to knock out closing costs, too
✔️ Flexible Qualifying: Non-occupying co-borrowers are allowed

Homeownership might be much closer than you think! Stop stressing about the cash-to-close hurdle, we’ve got you covered.
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Ever wonder where your mortgage payment goes?

For many homeowners, your monthly payment is made up of more than just your home loan.

It may include:
• Principal (the amount you borrowed)
• Interest (the cost of borrowing)
• Escrow

Your escrow portion is set aside each month to pay expenses like property taxes and homeowners insurance when they're due.

Understanding how your payment is divided can help you feel more confident as a homeowner.

July brought more 5-star reviews recognizing the dedication, professionalism, and care our Loan Officers provide every day.

As we move through the second half of the year, we're proud to celebrate the team members who continue to create exceptional experiences for the families they serve.
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A strong start to the second half of the year! 👏

Congratulations to our July Top Producers for their dedication, hard work, and commitment to helping families achieve homeownership.

We're proud to celebrate their accomplishments and the positive impact they continue to make every day.
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Great teams aren’t built on job titles—they’re built on people who show up for each other.

A huge thank you to Rena for making such a difference behind the scenes. The best customer experiences happen because of teammates like her who are always willing to jump in, solve problems, and support those around them.

This is what great culture looks like. 💙



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We wrapped up the week with a virtual Lightning Scavenger Hunt on Zoom, racing to hold up everything from old receipts to hardware items to red notebooks.

Who knew our team had so much random stuff lying around their desks??

Congrats to Jenny Goddard Home Loans - NMLS #279354 and Tyler Roof for tying for the top spot and taking home the prize! 🏆

Proof that distance doesn't stop us from bringing the competitive spirit. Happy Friday from the team!