First Bank Home Loans

Fall is in full swing, and our Loan Officers are continuing to deliver!

Congratulations to Andy Butler, Ronnie Valdez, Jenny Goddard, and Ryan Davis on being recognized as our September Top Producers.

We’re proud of their continued hard work, dedication, and commitment to the clients they serve.
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We’re excited to introduce a streamlined solution designed specifically for both new and experienced real estate investors.

With this program, qualification is based entirely on the property’s potential rental cash flow rather than your personal monthly income.

By focusing on the revenue the property generates, we eliminate the paperwork bottlenecks and open the door to faster, more flexible financing.

Ready to let your investments work for you? Let’s analyze your next property's potential and secure the leverage you need to grow.

Send us a DM or click the link in our bio to connect with one of our mortgage specialists today.
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Self-employed people during tax season:
“Find me every deduction legally available to mankind.” 😎

Self-employed people applying for a mortgage six months later:
“WAIT. PUT THE INCOME BACK.” 😂

If you know, you KNOW.

One of the biggest frustrations for business owners is that the tax strategy that makes perfect sense for their business can make their income look very different when it’s time to qualify for a traditional mortgage.

Fortunately, traditional financing isn’t the only tool in the toolbox.

We have programs that may allow qualified self-employed borrowers to use alternative ways of documenting income—including options that look beyond what appears on the bottom line of a tax return.

So before you spend two years restructuring your taxes solely because someone told you “you don’t show enough income”…

Call me.

There may be another way to tell the story.

📲 Lauren Hoke | First Bank
940-268-8090

First Bank Home Loans legacyfirstmortgage

Our team has been busy out in the community!

Shoutout to Patsy Noriega Loan Officer-First Bank Home Loans Nmls #176695 for hosting a fantastic First-Time Homebuyer Night Out at Voodoo Brewing Co, and to Nick Mathis, NMLS # 58756 for leading an insightful Bridge Loans 101 CE Course for local agents at Freedom Title.

A big thank you to everyone who attended both events, and special thanks to our event sponsors, Brittany Frost and Claudia Chapa with Heritage & Haven Group (Brokered by eXp Realty), and Freedom Title.

Whether you are buying your very first home or looking for creative financing solutions to win your next deal, our team is always here to guide you every step of the way. Reach out to get started!

You know what’s worse than having imperfect credit? Deciding you can’t buy a house because Credit Karma hurt your feelings. 😂

Seriously.

I can’t tell you how many people assume they need a 700+ credit score, zero debt, a giant down payment and approximately three generations of spotless financial decisions before they’re allowed to even ask about buying a home.

That simply isn’t the case.

There are loan programs designed for a wide range of financial situations, and sometimes the difference between “I could never qualify” and “wait…THAT’S what I need to do?” is just having someone actually look at the whole picture.

And if you’re not ready today? That’s okay too. A good mortgage conversation should leave you with a plan—not a judgment.

So please don’t spend the next two years trying to fix something you think is keeping you from buying.

Ask the question first.

You might be a lot closer than you think.



legacyfirstmortgage First Bank Home Loans

Some people walk into a house with avocado-green countertops, wood paneling and a bathroom last remodeled during the Reagan administration and think:

Absolutely not.

Investors walk in and think:

“Okay…but what are the comps?” 😂

If you’re in the second group, we should probably know each other.

First Bank has fix & flip financing options designed to give real estate investors access to capital for acquisition and renovation—without trying to force an investment deal into a traditional mortgage box.

Because sometimes the difference between “that would’ve been a great deal” and “I bought it” is simply having your financing lined up before the opportunity appears.

Find the deal. Run the numbers.

Then call me before somebody else buys it.



legacyfirstmortgage First Bank Home Loans

We are officially one week out from the end of September, and our North Texas Food Bank Peanut Butter Drive is entering the final stretch!

So far, our team at First Bank has raised $270 toward our $500 goal. We are so close to crossing the finish line, but we need your help to get there before our drive wraps up on October 1st.

Peanut butter is a vital, protein-packed staple for local families, and every jar or dollar donated directly supports NTFB’s Child Programs and regional feeding network.

Ways to contribute before October 1st:

Donate Online: Financial gifts allow NTFB to use bulk buying power to purchase peanut butter at wholesale rates all year long.

Drop Off Jars: Bring shelf-stable jars of peanut or nut butter to our Plano office.

Help us hit our $500 goal and make a lasting impact in North Texas: https://give.ntfb.org/site/TR?team_id=7395&fr_id=1321&pg=team

Thank you to everyone who has pitched in so far! 💙