Liza Davis

The real estate market is always moving. Rates, inventory, and demand continue to shift. Waiting does not guarantee a better outcome. Timing is a strategy shaped by your situation.

Comment MOVE to talk through your timing. 🏡

Debt-to-income ratio matters more than most buyers realize.

Lenders don’t just look at what you make… they look at what you already owe. Car payments, credit cards, and other debt can shrink your buying power fast.

Your DTI sets the ceiling. Let’s dial in your real number.

Your credit score does more than qualify you it directly impacts your rate. Even a small increase can save you thousands over time. Lenders reward consistency, and a higher score leads to better terms, so make your credit work in your favor 💳

Buying a home: True or False edition🏡

A good credit score means a better interest rate: True
You can’t buy a home without a 650 credit score: False
You can receive a free home value: True

Are you ready to become a homeowner? DM me!

Still hunting for the right home? 🏡

Comment these 4 things below: location, beds + baths, style, and price range.

I’ll send you homes that actually fit.

Living room + fireplace inspiration. Explore these 5 options.

Comment below which is your favorite👇

A lot of people are sitting on more equity than they realize 💰

That changes what you can buy next… or whether refinancing even makes sense.

Send me your address, I’ll break down the numbers & your best options.

Did you know… you don’t need 20% down to buy a home?🏡

Many buyers put down far less. Conventional can be around 10–14%, FHA as low as 3.5% for qualified buyers, and VA or USDA loans can be 0% down.

20% isn’t a requirement for everyone. Want to know what you can afford? DM me.

Start with the location. Then find the house that fits it📍

You can change the kitchen. You cannot change the commute, the schools, or the neighborhood.

The right area shapes your daily life. The house just fills it in.

👇 Let's pinpoint your ideal home

Waiting for the perfect time to sell usually costs more than it saves. Markets shift and life doesn’t wait. ⏳

Comment below if you are thinking of selling in the next couple of months