Vista Capital Partners

Retirement isn’t the end of a career. It’s the start of a new chapter.

The most fulfilling next chapters aren’t guided by financial readiness alone—but by purpose. When working, learning, connection, giving, and leisure are thoughtfully present, life feels balanced and meaningful.

At Vista, The Purpose Project helps clients design that balance—at any stage of career or retirement.

If you’re thinking about what comes next, we’d be honored to share it with you.

👉 Reach out to Vista to learn more. Read the full article here: https://vistacp.com/blog/the-purpose-project-designing-your-best-life/

‘Tis the season for capital-gain distributions—those unwelcome fund surprises which can show up whether you’ve traded or not. Across the fund industry this year, despite celebratory returns in most asset classes, many investors will be writing checks to the IRS for gains they didn’t realize.

But not at Vista.

For 2025, the stock mutual funds we favor will distribute 0% in capital gains—zero short-term and zero long-term. Meanwhile, the average fund is expected to hand investors taxable distributions averaging 0.1% in short-term gains and 3.3% in long-term gains.

👉 Get more insights from Lindsey Williams, Vista's Chief Client Officer & Lead Advisor, in her article titled: When a “zero” is a win

When a “zero” is a win | Vista Capital Partners ‘Tis the season for capital-gain distributions—those unwelcome fund surprises which can show up whether you’ve traded or not. Across the fund industry this year, despite celebratory returns in most asset classes, many investors will be writing checks to the IRS for gains they didn’t realize....

At our recent annual Gratitude Gathering, each Vista employee received $400 to donate to an organization or individual in need. The only guidelines: involve one other person in the decision and report back when we gather again in a month.

Our hope is that each employee experiences the real joy that comes from sharing with others.

Giving back is core to who we are. Each year, Vista donates more than 3% of our profits to charitable causes in the community.

On this Giving Tuesday, we encourage you to join us—whether through time, resources, or simply a moment of kindness that brightens someone else’s season. 🎁

✨ Gold’s Glitter vs. Real Growth

Gold has surged more than 50% this year, recently topping $4,300 an ounce. But history reminds us that shine doesn’t always equal strength.

Since 1972, gold has outpaced inflation (“real growth”) in just 55% of rolling 10-year periods. Compare that to:

📈 U.S. stocks – 92%
🏢 Real estate investment trusts (REITs) – 100%
💵 U.S. Treasury bonds – 88%

While gold simply sits there, investment assets—businesses, real estate, and bonds—are expected to generate real profits, rents, and interest.

At Vista, we believe in fundamental sources of expected return, not speculation on what glitters the most.

Read the full article here:

Does gold protect you against inflation? | Vista Capital Partners Gold has surged more than 50% this year, topping $4,300 an ounce in mid-October. But before declaring a new golden era, investors should remember history’s humbling lessons. After peaking in 1979 amid runaway inflation, gold languished for 28 years before eclipsing that prior high. Again in 2011, ...