Shawn Realty

Portland Foreclosures Are Not 2008 — Here’s What the Filings Chart Actually Shows

By Shawn YuShawn Realty | Portland Metro Probably the worst fear for homeowners and home buyers is losing the house to foreclosure. Right now YouTube and the rest of the internet are full of the same message: foreclosures are exploding, 2008 is already here, things are about to get much worse with house burning thumbnail images to attract your attention. I wanted to look at what is actually happening in the Portland metro market and nationally — how many foreclosure filings we are seeing now, how the numbers moved from 2002 through 2026, why 2008 happened, and what would have to break for another wave later this decade....

Portland Foreclosures Are Not 2008 — Here’s What the Filings Chart Actually Shows - Shawn Yu Realtor By Shawn YuShawn Realty | Portland Metro Probably the worst fear for homeowners and home buyers is losing the house to foreclosure. Right now YouTube and the rest of the internet are full of the same message: foreclosures are exploding, 2008 is already here, things are about to get much worse with h...

Can You Live in Your Current Home 20 Years From Now? A Retirement Downsi... https://youtu.be/suHXeGSFd7A?si=Vz-TObo0Qn-zchzK via

Can You Live in Your Current Home 20 Years From Now? A Retirement Downsizing Checklist Are you approaching retirement and wondering whether to sell your h...

Preparing for Retirement: Crucial Questions Before Downsizing Your Home

Preparing for Retirement: Crucial Questions Before Downsizing Your Home - Shawn Yu Realtor When a 70-year-old client asks me to find a three-story home with a large yard, my immediate instinct as a real estate professional is to step in and gently advise against it—especially if mobility is becoming a concern. A home that requires significant physical effort will quickly turn into a dai...

A great single-family home in Cedar Mill neighborhood in Bethany Oregon. 5 bedrooms 3.5 bathrooms with southwest green space facing backyard for outdoor Oregon living and gardening.

11719 NW Pinyon St, Portland, OR 97229 - Shawn Yu Realtor A great single-family home in Cedar Mill neighborhood in Bethany Oregon. 5 bedrooms 3.5 bathrooms with southwest green space facing backyard for outdoor Oregon living and gardening.

when your house is not selling, check this list to reduce the number of issues.

My house is not selling - what to do to sell Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

Different mortgage rates create different Principal vs. Interest Tipping Point.

30-Year Mortgage Tipping Point - Shawn Yu Realtor Here’s a clear chart of the mortgage principal/interest tipping point for interest rates from 3% to 7%. What the tipping point means On a fixed-rate amortizing mortgage the monthly payment is constant, but the split between interest and principal changes every month. Early payments are mostly inte...

Zipcode 97229, NW Portland Housing Market Update! Know what's happening and ask.

Market Trends 97229 A concise overview of real estate trends in a selected market, highlighting key metrics such as median days on market, median price, and months of inventory by property status.

What Kind Of Questions To Ask Mortgage Lender When Shopping For The Best Mortgage Options

What Kind Of Questions To Ask Mortgage Lender When Shopping For The Best Mortgage Options - Shawn Yu Realtor Shopping for a mortgage is one of the biggest financial decisions you’ll make when buying a home. The difference between a good loan and a mediocre one can cost (or save) you tens of thousands of dollars over the life of the loan. Yet many buyers only ask about the interest rate and move on. […]

How You Can Predict Real Estate By Numbers Of Realtors and Home Sales

Here’s the data with the new Transactions per Agent column (calculated as Existing Home Sales ÷ NAR Members), plus a clear dual-axis chart. Chart Key observations from the Transactions/Agent column: Peak efficiency was in the early 2000s (~6–7 transactions per agent). It bottomed out in 2023–2024 at ~2.6–2.7 as membership stayed high while sales collapsed. The projected 2027 membership drop (to 1.2 M) combined with a modest sales recovery would push transactions per agent back up to ~3.8. Full Data Table Year NAR Members (M) Home Sales (M) Transactions/Agent 2000 0.77 5.20 6.78 2001 0.80 5.30 6.59 2002 0.88 5.60 6.39 2003 0.98 6.10 6.24 2004 1.10 6.80 6.18 2005 1.27 7.08 5.57 2006 1.37 6.52 4.76 2007 1.33 5.02 3.77 2008 1.19 4.12 3.46 2009 1.11 4.34 3.91 2010 1.06 4.18 3.94 2011 1.00 4.26 4.26 2012 0.99 4.66 4.71 2013 1.04 5.09 4.89 2014 1.09 4.94 4.53 2015 1.16 5.25 4.53 2016 1.23 5.45 4.43 2017 1.30 5.51 4.24 2018 1.35 5.34 3.96 2019 1.39 5.34 3.84 2020 1.48 5.64 3.81 2021 1.56 6.12 3.92 2022 1.59 5.03 3.16 2023 1.55 4.09 2.64 2024 1.53 4.06 2.65 2025 1.45 4.08 2.81 2026 1.44 4.18 2.90 2027 (Projection) 1.20 4.58 3.82 What do you see from this data??

How You Can Predict Real Estate By Numbers Of Realtors and Home Sales - Shawn Yu Realtor Here’s the data with the new Transactions per Agent column (calculated as Existing Home Sales ÷ NAR Members), plus a clear dual-axis chart. Chart Key observations from the Transactions/Agent column: Full Data Table Year NAR Members (M) Home Sales (M) Transactions/Agent 2000 0.77 5.20 6.78 2001 ...

How Self-Employed Buyers Get Approved When Tax Returns Fall Short. Bank Statement Loans Explained.

A Smarter Option for Self-Employed Homebuyers and Business Owners - Shawn Yu Realtor Bank Statement Loans If you’ve been told you don’t qualify for a traditional mortgage because your tax returns don’t reflect your true earning power, you’re not alone—and you may still have options. Hi, I’m Shawn Yu, a realtor based in Portland, Oregon. I recently took a class on non-QM ...