Rall Capital Management

Learn how insurance deductibles work, and how they can help you save money.

How Insurance Deductibles Work Knowing how insurance deductibles work can help you save money.

Does your insurance cover you if you get into an accident with an uninsured driver?

Protection Against Uninsured Drivers You’re hit by an uninsured driver. Now what? Are you protected against financial losses?

Renter? Think you’re covered by the owner’s insurance? Do a double check.

An Overview of Renter’s Insurance Don’t overlook the need for renter’s insurance if you rent your home.

Many retirees have discovered the benefits of a retirement spent in the great outdoors. Are you ready to do the same?

Retiring Wild: National Parks and You Get ready to enjoy America’s national park system with this helpful article.

When should you claim Social Security? There's no single right answer — but there is a framework.

Recent reports on the Social Security trust fund have some near-retirees considering filing early just to "beat" possible future cuts. The problem: claiming early doesn't protect against policy changes — it just locks in a permanently smaller monthly benefit.

The better approach weighs four factors: life expectancy, whether you plan to keep working, what other income sources you can draw on first, and how a spouse's benefits fit into the picture.

A good rundown on this from Barron's this week: https://www.barrons.com/advisor/articles/social-security-when-to-claim-age-9b7bf6c4?st=qNYM6t&reflink=desktopwebshare_permalink

Have questions about your own timeline? That's exactly the kind of conversation we're here for.

There are benefits and limitations when using a living trust.

A Living Trust Primer Living trusts are popular, but their appropriateness will depend upon your individual needs and objectives.

Updated your estate strategy for a second marriage? You may not be caring for dependents from your previous one.

Yours, Mine, and Ours: Estate Strategies for Second Marriages Second marriages are a trigger event to revisit any existing estate strategies.

Quick reminder as summer rolls on: almost half of workers don't use all their paid time off. If that's you, here's some motivation to change that.

Taking a real vacation — four days or more — has been shown to lower stress hormones and reduce long-term risk for things like heart disease and stroke. It's not indulgent, it's good medicine.

And the financial side matters too: setting aside a little money ahead of time for trips means you can actually relax once you're there, instead of stressing about the credit card bill when you get home.

So look at your calendar, pick a date, and start planning. Your body, mind, and bank account will thank you. 🌴

Brian De Mint lays out a staggering timeline in 'Bitcoin Evangelism': it took the US two full centuries to print its first $1 trillion. The next trillion took just eight years. And between 2014 and 2020 alone, the Federal Reserve's own data shows an eye-popping $10 trillion was printed. And it's gotten worse this decade!

Second homes have unique risks and insuring them is different than a primary home.

Insuring Your Second Home There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk.