David White & Associates

As the school year approaches, it's a natural time to start planning for long-term college expenses. That's where a 529 plan comes in.

529 plans are designed specifically to help families save for education costs over time, with potential tax advantages that vary by state and plan. The earlier you start, the more time your savings have to grow.

Talk with your financial advisor about whether a 529 fits your family's goals.

From Life's Little Lessons: Return borrowed cars with a full gas tank.

When someone trusts you with what's theirs, return it better than you found it. Our founder valued small gestures that added up. This value showed up in how he ran the firm and how he treated clients, friends, and family.

We're hiring for financial advisors. Want to grow at a company that invests in you?

At David White & Associates, you'll learn alongside experienced advisors who provide hands-on mentorship and open doors. You'll work on a team that collaborates to create strategies for clients.

If you're someone who values collaboration over competition and wants room to grow, we'd love to talk.

Learn more: https://www.indeed.com/job/financial-advisor-2cfa9fc88326ecdd

A scenario we walk through with every business owner we work with: imagine it's five years from now and you're ready to step back. Is your business ready to run, sell, or transfer without you?

Most owners are focused on running the business day-to-day, so the handoff stays a "someday" problem. But a good succession plan takes years to build — identifying and preparing the ownership transfer, the tax strategy, the timing, and your own retirement income so it works together.

Are you ready to work on a succession plan for your business? Get in touch: https://www.dwassociates.com/contact

The World Cup Final is today! Who is watching? ⚽

The teams on the field came prepared, disciplined, and with a game plan. These are the same ingredients that build a strong financial future.

Enjoy the final!

We're breaking down financial terms so you know what the jargon means and can feel confident in your financial decisions. Today's term is "time horizon."

Time horizon is the length of time you expect to hold an investment before you need the money. A time horizon can inform how much risk you should take on. Generally, the longer your time horizon, the more risk you can take, since you have time to recover from market dips.

Your time horizon depends on your:
- Financial goals
- Age and life stage
- Comfort with short-term ups and downs

Matching your investments to the right time horizon helps keep your plan on track.

If you're not sure whether your investments fit your time horizon, get in touch today: https://www.dwassociates.com/contact

From Life's Little Lessons: Be the first person to say hello.

This one is about breaking the ice and putting others at ease. Hello is the start of every relationship that matters.

Earnings season has begun. Four times a year, public companies report results for the last quarter. It is a snapshot of how businesses and the economy are doing.

Q2 reports are rolling in now, and it's worth remembering that short-term headlines rarely change a sound long-term plan.

All teams head to the locker room at halftime. They look at the score, adjust the plan, and come back sharper for the second half.

We just hit halftime in 2026. The financial goals you set in January are a starting point. What will your second half look like?