SDA Properties

Most people focus on credit score when buying a home. It’s one piece of a bigger picture most people don’t see until they’re sitting in front of a lender.

What actually affects your rate: credit score, debt-to-income ratio, and your down payment. Also loan type, property type, and loan term — even the lender itself. Shopping 2 to 3 lenders the same day can save you real money.

Most people think their credit score is their whole financial story. Lenders see the entire picture — and a lot of these factors you can improve before you apply. You just need to know where you stand first.

A lender conversation costs you nothing.

📞 Dan Alon, Broker | 661-210-3130 | CA DRE #01744770

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Closing costs are the fees paid when a home sale closes — on top of your down payment. They often include loan origination fees, appraisal fees, title insurance, and escrow fees.

Here’s what a lot of buyers don’t realize:

You can often ask the seller to help cover part of your closing costs — it’s called a seller credit.

Some loan programs also offer closing cost assistance for eligible buyers, especially first-timers.

Knowing this before you’re deep in a transaction can save you real money and stress.

📞 Dan Alon, Broker | 661-210-3130 | CA DRE #01744770

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4 things to check before you buy a home.

1. Get pre-approved before you start touring. It shows sellers you’re serious and tells you your real budget.
2. Budget beyond the mortgage. Property taxes, insurance, HOA dues, and maintenance all add up.
3. Never skip the home inspection. It can save you from costly surprises after closing.
4. Research the neighborhood, not just the house. Schools, commute, and future development all matter.

Buying a home is one of the biggest decisions you’ll make — a little prep goes a long way.

📞 Dan Alon | 661-210-3130 | CA DRE #01744770

Why are there fewer homes for sale?

It’s not bad luck. There’s a real reason. And once you understand it, the whole market makes more sense.

Millions of homeowners locked in mortgage rates between 2% and 4% during 2020 and 2021. Today’s rate is sitting around 6.80%. If they sell, they have to buy again at that rate. So they’re not moving.

A Rocket Mortgage survey found nearly 1 in 3 homeowners say nothing will get them to sell right now. 46% plan to stay a decade or longer — not because they love the house, but because the math doesn’t work to leave.

The NAR’s own economist called it “golden handcuffs.” Too small. Too big. Wrong town. Doesn’t matter. The rate keeps you there.

If you’re a buyer — be prepared and move fast, that’s the strategy in a smaller pool of homes.
If you’re a seller — less competition means more eyes on your listing.
If you’re locked in — the math isn’t always as bad as it looks. Let’s run your numbers.

Let’s talk about your options.
📞 Dan Alon | 661-210-3130 | CA DRE #01744770

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Don’t negotiate alone against someone paid to beat you. You deserve your own advocate.

📞 Dan Alon, Broker | DRE #01744770 | 661-210-3130

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JUST REDUCED — NOW $1,350,000

Turnkey Glenoaks Canyon Home with Detached ADU & Mountain Views

📍 2049 E Glenoaks Blvd, Glendale, CA 91206

A rare opportunity in prestigious Glenoaks Canyon — a beautifully maintained, turnkey single-level 3-bedroom, 2-bath home with approximately 1,353 sq. ft., plus a detached rear ADU/rec room with a bathroom.

✨ Remodeled kitchen with custom cabinetry, quartz counters & large island
✨ Farm sink, pot filler & instant hot water dispenser
✨ Updated second bathroom
✨ New stucco on all structures
✨ Paver driveway & backyard patio
✨ Mountain views
✨ Central A/C & inside laundry
✨ Living room fireplace
✨ 2-car detached garage
✨ Detached ADU/rec room with bath

If you’ve been waiting for the right Glenoaks Canyon property, this one deserves a look.
DM, call or text
Dan Alon
Broker | DRE #01744770 | 661-210-3130

Turnkey single-story condo in American Beauty Village, ideally situated on a lower level with a private balcony offering mountain views.

DM me or text 661-210-3130 for more information or to schedule a showing.
Dan Alon
Broker | DRE #01744770 | 661-210-3130

Canyon Country Condo Opportunity for Investors First Time Buyers and Downsizers
This move-in-ready lower-level condominium offers:

3 Bedrooms | 2 Bathrooms
Approximately 1,001 Sq. Ft.
Private balcony with mountain views
Fresh interior paint
Open floor plan with fireplace
Quartz kitchen countertops
Stainless steel appliances
Updated bathrooms
Newer HVAC condenser and water heater
Stackable washer & dryer included
Oversized tandem 2-car garage with extra storage
Convenient access to the 14 Freeway, shopping, restaurants, and Costco

Dan Alon | Broker | DRE #01744770 | 661-210-3130

A beautifully maintained single-level Glenoaks Canyon home with a remodeled kitchen, updated bathrooms, mountain views and a detached ADU/rec room with bath.

Most agents follow the same “Passive 5” formula: put a sign in the yard, upload to the MLS, and wait. In a market with growing inventory, “wait and see” is a losing strategy.
Your home needs to stand out to both buyers and the agents representing them. I specialize in proactive marketing—strategies that go beyond the basics to ensure your property gets the attention it deserves and the offer it needs. If your listing has expired or canceled, it’s time for a different approach.
Ready to get your home SOLD? DM me “STRATEGY” for more information on how I’ll get your property moving.
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