Bene-Kelly Insurance Agency

☀️ As summer break starts to wind down, here’s your friendly reminder to finish it safely!

🚗 Drive carefully on those last family road trips.

🏡 Keep an eye on your home while you’re away.

🚤 Wear your life jacket on the water.

🔥 Practice fire safety around backyard grills and fire pits.

We hope you’ve had an incredible summer so far! Have a safe weekend from all of us at Bene’-Kelly Insurance! 💙

🚐 Road Trip Season is Here! ☀️🛣️

Planning a summer getaway? Before you hit the open road, make sure your RV is protected with coverage that’s built for adventure.

RV insurance can help protect your home on wheels, your belongings, and provide liability and emergency roadside coverage—so you can focus on making memories.

📞 Contact Bene’-Kelly Insurance today for a FREE RV insurance quote and travel with confidence this summer!

🚨 Think earthquakes only happen in California? Think again.

This past week alone, devastating earthquakes struck Venezuela, while Northern California experienced its strongest earthquake in decades.

These events are a powerful reminder that earthquakes don’t come with a warning—and they aren’t limited to the West Coast.

📍 Missouri sits on the New Madrid Seismic Zone, one of the most active seismic regions east of the Rocky Mountains.

In fact, some of the largest earthquakes in U.S. history occurred right here in the Midwest.

Here’s something that surprises many homeowners:

🏠 A standard homeowners insurance policy does NOT cover earthquake damage.

Earthquake coverage is a separate policy, and many Missouri homeowners don’t realize they don’t have it until it’s too late.

The good news? Earthquake insurance is often more affordable than people expect, and we’re happy to help you understand your options—without any pressure.

📞 Have questions or want to see what coverage would look like for your home?

Give Bene’-Kelly Insurance a call at 314-849-2888. We’re here to help you protect what matters most.

Have you ever checked to see if your homeowners policy includes earthquake coverage?

👇 Let us know in the comments!

Happy Fourth of July from all of us at Bene’-Kelly Insurance!

We hope you have a safe, fun, and relaxing holiday with family and friends!

Holiday Office Hours:
• Friday July 3rd: Closing early at 12:00 pm
• Monday, July 6: Normal Hours – 8:00 am to 4:00 pm

Have a wonderful Independence Day! ❤️🤍💙

📣 Policy Reminder from Bene’-Kelly Insurance 📣

A friendly reminder that keeping your insurance policies up to date helps ensure you have the right coverage when you need it most.
Please remember to let us know as soon as possible if you experience any major life changes, including:

🏠 Buying or selling a home
🚗 Purchasing or replacing a vehicle
👨‍👩‍👧 Adding or removing drivers from your household
💍 Marriage or divorce
📍 A change of address
🏢 Starting a business or side hustle
🐾 Adding certain pets to your household
💰 Major renovations or home improvements

The sooner we know about these changes, the sooner we can review your coverage and make any necessary updates to help avoid surprises down the road!
At Bene’-Kelly Insurance, we’re here to help make sure your protection keeps up with life’s changes!

📞 Have questions about your coverage? Give us a call — we’re always happy to help!

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🚤☀️ Life is better on the water—but the unexpected can happen when you least expect it!

Whether you’re cruising the lake, participating in water sports, or casting a line...Bene’-Kelly Insurance can help you find the right boat insurance coverage for your adventures. From liability protection and medical payments to towing assistance, personal belongings and more, we’ll help customize a plan that fits your needs!

Enjoy your time on the water with confidence! 🌊⚓

🌧️ Flood Damage and Water Damage are NOT the same thing.

One of the biggest misconceptions homeowners have is assuming their homeowner’s policy covers all types of water damage. In reality, coverage often depends on where the water came from.

💧 Water Damage (often covered)
✔️ Burst pipes
✔️ Overflowing appliances
✔️ Accidental plumbing leaks

🌊 Flood Damage (typically NOT covered by a standard homeowner’s policy)
✔️ Rising water from heavy rain
✔️ Overflowing rivers or creeks
✔️ Storm surge
✔️ Water entering from outside the home

Many homeowners are surprised to learn that flood coverage usually requires a separate policy.

With severe weather becoming more frequent, now is a great time to review your coverage and make sure you’re protected before a loss occurs.

View the link in our bio for more information!

Have questions about your policy? We’re always happy to help explain your options and identify any coverage gaps.

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