Note Queen: Owner Financing Strategies

One hour with me could make or save you thousands! Book a consult with me today through the link in my bio.

There are many older people with a small portfolio of rentals and it feels like a lot to figure out how to dispose of them sometimes. Lots of times their children have no interest in the properties or have no idea how real estate works at all.

That's why I create custom retainers to help these folks figure out what to do, when seller financing makes sense and when it doesn't, and make a plan for all transactions to get handled in an orderly manner.

It's like I become their "surrogate daughter" :)

When you convert your property into paper... your real estate into a note and mortgage, you collect interest instead of rent and usually net a whole lot more.

Turn your rental into an annuity and stretch out the tax bill over years, legally earning income you would otherwise send to the IRS!

What and why I do what I do! When we understand the secondary market for notes, we can put real estate transactions together without banks, without Wall Street.

Not that they're obsolete, but they can be optional.

No matter how the real estate market evolves, we can create custom solutions, just one Mom 'n' Pop to another.

The investor is always going to get what they want or they don't do the deal...

The farther apart the note's face rate and investor yield are, the larger the discount required for the note holder to take to get the cash / liquidity they need.

Dave created a totally custom solution that fits his needs, as well as the sellers' (who are past clients of his).

Using the installment sale, they are both saving themselves a 6-figure tax hit and getting the cash flow they need.

On these calls, we talk about real life deals and work out all the kinks, and run numbers...join the next one to talk about your deal!

Notes either sit in your gut square, or they don't!! A semi-performing note, low down secured by a condo feels like trying to take a 10-mile hike on chips and a protein bar.

The one with a 35% down secured by a $1mil property feels more like a ribeye steak.

More sellers than you think might be open to seller financing.

But you've got to ask for it.

Sometimes a candid conversation with no attachment to the outcome creates the exact right conditions for someone to understand something new and allows them to walk away with a better deal than they thought.