Herman Bell Insurance

Summer brings significantly more vulnerable road users into the mix, motorcyclists, cyclists, joggers and pedestrians who were largely absent during the colder months. Sharing the road safely matters more than ever this time of year, and making sure your liability coverage reflects the increased risk of the summer driving environment is a conversation worth having. Call us to discuss: (254) 756-0691!

What is one thing your father taught you that has stayed with you? Share it in the comments, we would love to hear from our community today. Happy Father's Day to every dad, grandfather and father figure out there.

When a home is gifted, inherited or transferred between family members, coverage does not automatically follow the deed. The new owner needs to establish their own policy from the moment they take title. Gaps in coverage during property transfers are more common than they should be, and the consequences of an uninsured loss during that window can be significant. Contact us to review: (254) 756-0691. Or visit our website for more information: https://www.hermanbellinsurance.com/.

Hail is one of the most common and most damaging auto insurance claims during summer. Are you prepared for severe weather? Comprehensive coverage is what protects your vehicle from hail, falling objects and other weather-related damage. Do you have it, and do you know what your deductible is? Now is a good time to find out. Call us today: (254) 756-0691!

Homeowners often focus on fire when thinking about property loss, but smoke damage is frequently more extensive and more expensive than the fire itself. Smoke penetrates walls, ductwork, furniture and belongings in ways that require professional remediation well beyond what most homeowners anticipate. Understanding how your policy handles smoke damage matters. Questions? Call us to discuss: (254) 756-0691!

Flag Day is not one of the loudest holidays on the calendar, and maybe that is what makes it worth pausing for. It is a quiet reminder of what this country stands for, what it has been through and the extraordinary people who carried it forward. Happy Flag Day from our team!

June means road construction season is in full swing across most of the country. Fines double in work zones, and so does the risk of an accident. Rear-end collisions in construction zones are among the most common summer auto claims. Slow down, stay alert and make sure your collision coverage is where it needs to be before you hit the orange cones. Call us at (254) 756-0691 or visit our website at https://www.hermanbellinsurance.com/!

Most homeowners do not realize that insurance companies use an insurance score, heavily influenced by credit history, as one factor in determining premiums. Improving your overall financial health over time can have a tangible effect on what you pay for home insurance! Have questions? We are here to help: (254) 756-0691 or https://www.hermanbellinsurance.com/!

The freedom to work, build and look out for one another in this community did not come without cost. Generations of Americans made sure of that. On this D-Day anniversary, we honor every one of them.

Teen drivers are out of school for the summer: is your auto policy ready? The weeks following the last day of school represent one of the riskiest periods on the road all year. If you have a teen driver in your household, now is a good time to review your coverage limits, have a conversation about expectations and make sure your policy reflects the reality of who is behind the wheel. Call us at (254) 756-0691 or visit our website for more information: https://www.hermanbellinsurance.com/!