Tepe Group

Your Initial Enrollment Period is a seven-month window when you can first become eligible for Medicare. It includes the three months before your 65th birthday, the month of your birthday, and the three months after. This is your first chance to enroll in Medicare Part A and Part B (unless you qualify for Medicare under 65).

Can IRMAA go away? Yes! Since it’s based on past income, your IRMAA can decrease or disappear if your income drops in future years.