Topinka Financial

What are some of the most common investor behaviors? 📊

In this episode, Mike blind ranks several well-known investing mistakes and shares his perspective on each. Watch the conversation and let us know which one surprises you most.

Before making any decisions, ask yourself:

Are you buying insurance based on your family's needs—or based on someone else's sales pitch?

Some investment scams don't sell products—they sell hope.

When videos promising life-changing wealth get hundreds of millions of views, it's easy to believe that you're the one who's finally found the shortcut.

The reality? Many of these schemes prey on two powerful emotions: fear and greed.

It's the same reason people buy lottery tickets—not because they expect to win, but because it's exciting to imagine what life could look like if they did.

Building wealth isn't about finding the next miracle opportunity. It's about patience, discipline, and a long-term plan.

The Polymarket scandal reinforces something we've been saying for years:

Be careful where you get your financial information.

Reports allege that content creators were paid to promote trading platforms using fake websites, fake trades, and exaggerated profits to attract users.

The lesson? If something sounds too good to be true, it probably is. Building wealth takes time, discipline, and a long-term plan—not viral social media trends.

The recent Polymarket investigation is a reminder that if something sounds too good to be true, it probably is.

According to reports, some content creators allegedly used fake accounts and exaggerated profits to promote trading platforms and attract new users.

The lesson? There is no shortcut to building wealth. Long-term success comes from patience, discipline, and time—not viral trends or get-rich-quick promises.

Be careful where you get your financial information, and always do your own research.

What do the wealthiest people have in common?

After years of working with successful individuals and families, one lesson stands out:
The people with the most wealth are often the least likely to show it.
They're humble. They're generous. They're kind. And most of the time, you'd never know how successful they are just by looking at them.

Many people assume wealth means luxury cars, private jets, and flashy lifestyles. In reality, some of the most financially successful people live well below their means and focus more on building wealth than displaying it.

It's a lesson we've seen time and time again—and it's one of the reasons the principles from The Millionaire Next Door continue to resonate today.

Watch the full clip to hear why true wealth often looks very different from what social media would have you believe.

Roth or Traditional? The answer isn’t one-size-fits-all—it depends on your tax bracket today and where it’s headed.

Pay taxes when they’re cheap. Defer them when they’re expensive.

Not sure what that looks like for you? DM “PLAN” for our Retirement.by.Design ebook.

Entrepreneurship is exciting, challenging, and unpredictable all at once.

Starting is hard. Scaling is harder.

But don’t let that deter you — the challenges are what shape the journey, and pushing through to the other side is what makes it all worth it. Growth doesn’t happen in comfort zones.

Before making a big move, spend time in the area, evaluate the financial impact, and make sure it aligns with your retirement goals.

Fast answers, real insights—because investing is more than just one-liners.