Archstone Financial

Retirement costs and how much you'll need in retirement can be affected by many factors.

Your spending, income sources, timeline, inflation assumptions, and lifestyle goals can all shape your retirement income needs.

Run the numbers on our retirement planning calculator to explore how those inputs may affect your retirement savings target: https://archstonefinancial.net/resource-center/retirement/how-much-do-i-need-to-retire?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

Happy work anniversary to Michael, our Financial Advisor! Thank you for your valued contributions to the team.

Older annuity or life insurance contracts may no longer fit the way they once did.

A 1035 exchange may allow certain qualifying policy or contract changes without triggering a tax liability at the time of the exchange, but it's important to understand the rules.

This article on 1035 exchanges explains the basics and what to review before making a decision. Read it here: https://archstonefinancial.net/resource-center/tax/what-is-a-1035-exchange?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

The Fed's latest rate decision has captured attention, but earnings season may provide additional insight into the health of corporate America.
In this week's , CIO Gene Goldman discusses earnings expectations, the sectors driving recent growth, and key areas to watch as companies begin reporting quarterly results.

The Week Ahead | Cetera “Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

Retirement does not always mean stepping away from work completely.

For retirees exploring consulting, freelancing, or a small business idea, AI tools may help with tasks like research, writing, organization, customer communication, and workflow support.

Read our article to see how AI may be changing retiree entrepreneurship: https://archstonefinancial.net/resource-center/retirement/ai-tools-changing-retiree-entrepreneurship?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

RSUs can be a powerful wealth-building tool for executives and highly compensated employees.

But when it comes to retirement planning, the value shown on a statement may not tell the full story.

Vesting, taxes, liquidity, and employer stock concentration can all affect how much of that equity compensation may eventually support future spending.

Read the full blog post to learn what to consider as RSUs move from future award to retirement asset. https://www.archstonefinancial.net/blog/rsus-in-retirement-planning-turning-equity-compensation-into-income?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

Probate can affect how assets are handled after someone dies, and the process may involve courts, timelines, costs, and public records.

This article walks through what probate is and why estate planning decisions may influence how smoothly assets transfer.

Learn what to know before you have to navigate probate: https://archstonefinancial.net/resource-center/estate/problems-with-probate?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

Read the latest issue of Financial Watch here:

Financial Watch | September 2026 When you know where your money is going, it can be easier to make sure it's going toward the things that matter most to you. In this month's Financial Watch,…

An emergency fund can help cover unexpected expenses without throwing the rest of your financial plan off track.

Your target typically depends on monthly expenses, income stability, household needs, and how much cushion feels appropriate for your situation.

Use our emergency fund calculator to estimate a savings goal based on your current monthly expenses: https://archstonefinancial.net/resource-center/retirement/resource-center-retirement-emergency-fund-calculator?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

Our favorite part of Archstone Adventures has been seeing where you took us. Here’s a look back at every sunny, magical, everyday moment you shared.