ChitChat

ChitChat makes it easy to keep up with family and friends. You can text, catch up on daily life, and send money directly to their phones without ever switching apps.

By enabling biometrics, you can use your face or fingerprint instead of entering your 6-digit PIN every time you open the app or send money. It is the fastest way to navigate ChitChat while keeping your wallet fully locked down.

With ChitChat, you can send mobile money directly to Ghana, Rwanda, Tanzania, Zambia, and Zimbabwe. It is quick, transparent, and takes just a few taps.

Fund your Kwacha wallet via mobile money for daily expenses, or maintain a dollar reserve for your international subscriptions and online shopping.

Every time you checkout, we instantly send an OTP code straight to your app notifications and via SMS. Sending it both ways means you won't get stuck waiting for a code if your network is lagging, and your money stays exactly where it belongs.

Just enter the code to finish your payment safely.

Don't mix up your security codes when managing your wallet. Your 6-digit App PIN is your ultimate master key, used to authorise everything inside the ChitChat app from logging into your account to approving global remittances and transfers. On the other hand, your 4-digit PIN is completely separate, acting strictly as your card's spending key for retail checkouts and purchases.

Keeping these two layers separate is the best way to safeguard your funds. If you ever need to look up your card details or review your security settings, simply tap over to the Cards section right on your dashboard.

Our multi-currency wallets and virtual cards give you a safe, fast way to pay and transfer funds instantly. Plus, you can chat with friends and family right inside the app while you manage your balance.

Wishing our community a restful upcoming long weekend. Please note that our offices will be closed on Monday and Tuesday for Heroes Day and Unity Day. While our main support team takes a brief break, the ChitChat app remains fully operational. You can continue to chat, send money, and use your virtual cards 24/7 as usual. Regular office support will resume on Wednesday, and we wish you a safe and restful long weekend.

Your virtual card operates smoothly across millions of digital merchants globally. Combined with our dual-currency setup, it gives you a secure, widely accepted pipeline for all your international transactions.

If you frequently need to send money to South Africa, ChitChat makes the entire process as easy as sending a text message. You can chat with your loved ones or business partners and send them funds right inside the exact same conversation screen.