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Mortgage rates remain elevated, the cost of ownership has changed significantly over the past several years, and many would-be buyers are still trying to make the numbers work.

We think that deserves more than waiting around for rates or prices to eventually solve the problem.

The housing industry has spent decades operating around essentially the same model of land and home ownership.

There’s room to rethink that structure, alongside the other tools already available to buyers.

Explore Cedar's alternative options at https://na3.hubs.ly/y0Bp_50

For many homebuyers, the options start to feel pretty familiar: look for down payment assistance, consider house hacking, change what you’re looking for, the list goes on.

Cedar adds another option.

With a Cedar, the homebuyer purchases the home while Cedar purchases the land beneath it. The two are separated.

For a solo buyer or couple who wants their own single-family home, it’s another structure worth understanding before you rule yourself out of the market.

Watch our recent webinar here to learn how the model works and whether it may be worth exploring for your situation: https://na3.hubs.ly/y0Bp-T0

The housing market continues to present challenges for prospective buyers.

Mortgage rates remain elevated, and home prices in many markets are still keeping homeownership out of reach for many families. As a result, more buyers are taking a closer look at all of the options available to them... not just the traditional path to purchasing a home.

At Cedar, we believe informed buyers make better decisions. That's why we're focused on educating consumers about alternative homeownership models and helping them understand how different approaches may fit different financial situations and long-term goals.

Housing challenges rarely have a single solution. But expanding awareness of the options available is an important step toward helping more people navigate today's market with confidence.

Explore your options at https://na3.hubs.ly/y0yVSg0

One of the biggest barriers to homeownership is the upfront cost.

In our latest webinar, we discussed how Cedar's land lease model separates the home from the land, which may reduce the initial purchase price for some buyers.

For some buyers, this structure may also provide access to financing options that might not otherwise be available.

Watch our recent webinar replay with Nestment to learn how the model works and whether it may be worth exploring for your situation:

First-Time Homebuyer? Explore an Alternative Path | Cedar x Nestment Webinar Looking for an alternative path to homeownership? In this webinar, ...

How does the Road to Housing Act impact buyers?

Making homeownership more attainable will require more than a single solution.

The introduction of the Road to Housing Act reflects a growing recognition that expanding housing opportunities will take collaboration, innovation, and a willingness to explore new approaches.

At Cedar, we're encouraged to see the conversation continue. While policy can help expand housing opportunities, we're focused on educating consumers about alternative homeownership models that may provide another path to homeownership for some buyers.

Addressing today's housing challenges will take both public and private efforts working together, and we're proud to be part of that conversation.

Visit https://na3.hubs.ly/y0yNQ60 to learn how Cedar is helping educate certain first-time buyers about alternative pathways to homeownership.

Buying a home isn't just about qualifying for financing. It's also about finding an approach that fits your timeline, goals, and financial situation.

During our webinar with Nestment, we explored some of the most common questions prospective buyers ask, including:

• How alternative homeownership models work
• What happens when you're ready to purchase
• What buyers should understand before getting started

The housing market continues to evolve, and so do the pathways available to families. Taking time to understand the differences can help you make a more informed decision.

Watch the webinar replay to learn more:

First-Time Homebuyer? Explore an Alternative Path | Cedar x Nestment Webinar Looking for an alternative path to homeownership? In this webinar, ...